CFPB · Narrative-heavy record
BHFC Financial Services INC
51 CFPB complaints · 56.9% with narratives · top issue Incorrect information on your report.
BHFC Financial Services INC: 56.9% of 51 filings include consumer narratives. Timely 84.3% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- +150% filings 2015 to 2026
CFPB relief outcome brief
CCDB company bhfc-financial-services-inc
0% relief · 84.3% timely · 51 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: BMW Financial Services NA, LLC (0% relief)
BHFC Financial Services INC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of BHFC Financial Services INC's 51 filings include narrative text
56.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
BHFC Financial Services INC complaint mix by product
- Vehicle loan 25 49.0% – 0% relief
- Credit reporting, 11 21.6% – 0% relief
- Debt collection 6 11.8% – 0% relief
- Credit reporting 6 11.8% – 0% relief
- Consumer Loan 2 3.9% – 0% relief
- Payday loan, 1 2.0% – 0% relief
How BHFC Financial Services INC's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 25 |
| Credit reporting, credit repair services, or other personal consumer reports | 11 |
| Debt collection | 6 |
| Credit reporting or other personal consumer reports | 6 |
| Consumer Loan | 2 |
| Payday loan, title loan, or personal loan | 1 |
Where BHFC Financial Services INC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 39.2% of this company's filings
BHFC Financial Services INC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- +150% vs 2015
Top States
| State | Complaints |
|---|---|
| AZ | 20 |
| NV | 14 |
| CA | 10 |
| CO | 3 |
| FL | 2 |
| TX | 1 |
| WA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 16 |
| Repossession | 6 |
| Struggling to pay your loan | 6 |
| Getting a loan or lease | 4 |
| Managing the loan or lease | 3 |
| Attempts to collect debt not owed | 3 |
| Took or threatened to take negative or legal action | 2 |
| Improper use of your report | 2 |
| Problem with a company's investigation into an existing problem | 2 |
| Problems at the end of the loan or lease | 2 |
| Problems when you are unable to pay | 1 |
| Taking out the loan or lease | 1 |
| False statements or representation | 1 |
| Vehicle was repossessed or sold the vehicle | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 1 | 0% |
| 2017 | 3 | 0% |
| 2018 | 4 | 0% |
| 2019 | 6 | 100% |
| 2020 | 1 | 100% |
| 2021 | 10 | 100% |
| 2022 | 4 | 100% |
| 2023 | 4 | 100% |
| 2024 | 5 | 100% |
| 2025 | 6 | 100% |
| 2026 | 5 | 100% |
Source: CFPB Consumer Complaint Database
BHFC Financial Services INC's narrative-rich complaint ledger
BHFC Financial Services INC's 51 logged complaints stay concentrated: only 7 states show a filing. 56.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-02-26.
BHFC Financial Services INC answers 84.3% of complaints inside the CFPB's tracked window and closes 98% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BHFC Financial Services INC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for BHFC Financial Services INC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 51.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 84.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for BHFC Financial Services INC (84.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record