CFPB · Single-product concentration

Bernhardt and Strawser, P.A.

23 CFPB complaints · 91.3% in "Debt collection" · top issue False statements or representation.

23 CFPB complaints

Bernhardt and Strawser, P.A.: 91.3% of 23 CFPB complaints sit in "Debt collection". Timely 100% · relief 13%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2014 to 2025

CFPB relief outcome brief

CCDB company bernhardt-and-strawser-p-a

13% relief · 100% timely · 23 filings · Debt collection

Nearest relief peer: RSH & Associates, LLC (13.1% relief)

Bernhardt and Strawser, P.A.…13%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Bernhardt and Strawser, P.A. and nearest filing-volume peers

Bernhardt and Strawser, P.A. closes 13% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Bernhardt and Strawser, P.A.'s 23 filings include narrative text

47.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 13.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Bernhardt and Strawser, P.A. complaint mix by product

Total complaints: 23

Bernhardt and Strawser, P.A. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 23 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 21 complaints (91.3%), resolution 14.3% Debt collection 91.3% Credit reporting: 1 complaints (4.3%), resolution 0.0% Credit card: 1 complaints (4.3%), resolution 0.0%
  • Debt collection 21 91.3% 14% relief
  • Credit reporting 1 4.3% 0% relief
  • Credit card 1 4.3% 0% relief

How Bernhardt and Strawser, P.A.'s 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 21
Credit reporting or other personal consumer reports 1
Credit card 1

Concentrated filing states for Bernhardt and Strawser, P.A.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
95.7% of this company's filings
NC22WA1

Bernhardt and Strawser, P.A. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
4
+100% vs 2014
0246810 20142015201820202021202320242025 4

Top States

State Complaints
NC 22
WA 1

Top Issues

Issue Complaints
False statements or representation 7
Took or threatened to take negative or legal action 5
Written notification about debt 4
Attempts to collect debt not owed 2
Incorrect information on your report 1
Problem with a purchase shown on your statement 1
Cont'd attempts collect debt not owed 1
Taking/threatening an illegal action 1
Disclosure verification of debt 1

Yearly Trend

Year Complaints Timely
2014 2 100%
2015 2 100%
2018 2 100%
2020 1 100%
2021 3 100%
2023 1 100%
2024 8 100%
2025 4 100%

Source: CFPB Consumer Complaint Database

Bernhardt and Strawser, P.A. filings cluster in one product

Bernhardt and Strawser, P.A.'s 23 logged complaints stay concentrated: only 2 states show a filing. 47.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2025-10-07.

Bernhardt and Strawser, P.A. answers 100% of complaints inside the CFPB's tracked window and closes 87% with a written explanation. 13% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bernhardt and Strawser, P.A..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Bernhardt and Strawser, P.A.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Bernhardt and Strawser, P.A. (100% timely; 13% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration