CFPB · Narrative-heavy record

Bcion, a Division of Ion Bank

23 CFPB complaints · 43.5% with narratives · top issue Improper use of your report.

23 CFPB complaints

Bcion, a Division of Ion Bank: 43.5% of 23 filings include consumer narratives. Timely 100% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +700% filings 2020 to 2026

CFPB relief outcome brief

CCDB company bcion-a-division-of-ion-bank

0% relief · 100% timely · 23 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Bcion, a Division of Ion Ban…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Bcion, a Division of Ion Bank and nearest filing-volume peers

Bcion, a Division of Ion Bank closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Bcion, a Division of Ion Bank's 23 filings include narrative text

43.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Bcion, a Division of Ion Bank complaint mix by product

Total complaints: 23

Bcion, a Division of Ion Bank complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 23 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 12 complaints (52.2%), resolution 0.0% Credit reporting 52.2% Credit reporting,: 5 complaints (21.7%), resolution 0.0% Credit reporting, 21.7% Vehicle loan: 3 complaints (13.0%), resolution 0.0% Vehicle loan 13.0% Debt collection: 2 complaints (8.7%), resolution 0.0% Debt collection 8.7% Money transfer,: 1 complaints (4.3%), resolution 0.0%
  • Credit reporting 12 52.2% 0% relief
  • Credit reporting, 5 21.7% 0% relief
  • Vehicle loan 3 13.0% 0% relief
  • Debt collection 2 8.7% 0% relief
  • Money transfer, 1 4.3% 0% relief

How Bcion, a Division of Ion Bank's 23 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 12
Credit reporting, credit repair services, or other personal consumer reports 5
Vehicle loan or lease 3
Debt collection 2
Money transfer, virtual currency, or money service 1

Where Bcion, a Division of Ion Bank complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CT
39.1% of this company's filings
CT9MA8FL1NV1NY1RI1NC1

Bcion, a Division of Ion Bank rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
8
+700% vs 2020
0246810 2020202120222023202420252026 8

Top States

State Complaints
CT 9
MA 8
FL 1
NV 1
NY 1
RI 1
NC 1

Top Issues

Issue Complaints
Improper use of your report 10
Incorrect information on your report 7
Managing the loan or lease 2
Took or threatened to take negative or legal action 1
Written notification about debt 1
Repossession 1
Wrong amount charged or received 1

Yearly Trend

Year Complaints Timely
2020 1 100%
2021 2 100%
2022 1 100%
2023 2 100%
2024 3 100%
2025 6 100%
2026 8 100%

Source: CFPB Consumer Complaint Database

Bcion, a Division of Ion Bank's narrative-rich complaint ledger

Bcion, a Division of Ion Bank's 23 logged complaints stay concentrated: only 7 states show a filing. 43.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-06-20.

Bcion, a Division of Ion Bank answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bcion, a Division of Ion Bank.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Bcion, a Division of Ion Bank: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Bcion, a Division of Ion Bank (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record