CFPB · Single-product concentration
BCA Financial Services (New Jersey)
3 CFPB complaints · 100% in "Debt collection" · top issue False statements or representation.
BCA Financial Services (New Jersey): 100% of 3 CFPB complaints sit in "Debt collection". Timely 33.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- -50% filings 2014 to 2016
CFPB relief outcome brief
CCDB company bca-financial-services-new-jersey
0% relief · 33.3% timely · 3 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
BCA Financial Services (New Jersey) closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
BCA Financial Services (New Jersey) complaint mix by product
- Debt collection 3 100.0% – 0% relief
How BCA Financial Services (New Jersey)'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 3 |
Where BCA Financial Services (New Jersey) complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 33.3% of this company's filings
BCA Financial Services (New Jersey) falling annual filings
Annual filing volume from the CFPB public database
- 2016
- 1
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| NY | 1 |
| IL | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 2 |
| Cont'd attempts collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2016 | 1 | 100% |
Source: CFPB Consumer Complaint Database
BCA Financial Services (New Jersey) filings cluster in one product
BCA Financial Services (New Jersey)'s 3 logged complaints stay concentrated: only 3 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2016-11-07.
BCA Financial Services (New Jersey) answers 33.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about BCA Financial Services (New Jersey).
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for BCA Financial Services (New Jersey): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 33.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for BCA Financial Services (New Jersey) (33.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration