2026 data Public-data reference. official source

Finance of America Holdings LLC

230 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

230 consumer complaints filed with the CFPB

This profile shows Finance of America Holdings LLC's complaint history from CFPB public records. 230 consumers have filed complaints since 2012. The company has a 97% timely response rate and has provided relief in 3% of cases.

230
Total Complaints
97%
Timely Response
7%
Disputed
3%
Relief Provided
39
States Active
2012
Since

Total complaints

230

Filed since 2012

Timely response

97%

CFPB-tracked response window

Relief rate

3%

Closed with monetary or non-monetary relief

Timely response rate 97.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.0%
Industry median

Share closed with monetary or non-monetary relief.

Finance of America Holdings LLC complaint mix by product

Total complaints: 230

Finance of America Holdings LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 230 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 213 complaints (92.6%), resolution 3.3% Mortgage 92.6% Debt collection: 8 complaints (3.5%), resolution 0.0% Credit reporting,: 5 complaints (2.2%), resolution 0.0% Credit reporting: 3 complaints (1.3%), resolution 0.0% Payday loan,: 1 complaints (0.4%), resolution 0.0%
  • Mortgage 213 92.6% 3% relief
  • Debt collection 8 3.5% 0% relief
  • Credit reporting, 5 2.2% 0% relief
  • Credit reporting 3 1.3% 0% relief
  • Payday loan, 1 0.4% 0% relief

How Finance of America Holdings LLC's 230 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 213
Debt collection 8
Credit reporting, credit repair services, or other personal consumer reports 5
Credit reporting or other personal consumer reports 3
Payday loan, title loan, personal loan, or advance loan 1

Top States

State Complaints
CA 54
FL 30
TX 23
WA 9
NY 8
LA 8
IN 7
CO 7
MD 6
NJ 6
IL 6
PA 6
NV 4
OK 4
VA 4
PR 3
AZ 3
HI 3
NC 3
SC 3

Top Issues

Issue Complaints
Trouble during payment process 80
Applying for a mortgage or refinancing an existing mortgage 31
Closing on a mortgage 30
Struggling to pay mortgage 27
Loan modification,collection,foreclosure 13
Loan servicing, payments, escrow account 12
Application, originator, mortgage broker 8
Improper use of your report 5
Settlement process and costs 4
Problem with a company's investigation into an existing problem 3
Credit decision / Underwriting 3
Written notification about debt 3
Attempts to collect debt not owed 2
Unable to get your credit report or credit score 2
Other 1
Took or threatened to take negative or legal action 1
Problem with a credit reporting company's investigation into an existing problem 1
Disclosure verification of debt 1
Getting a line of credit 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2012 4 100%
2013 12 100%
2014 6 100%
2015 9 100%
2016 8 87.5%
2017 9 100%
2018 5 100%
2019 5 100%
2020 8 100%
2021 28 100%
2022 39 100%
2023 28 96.4%
2024 27 88.9%
2025 31 93.5%
2026 11 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Finance of America Holdings LLC

Finance of America Holdings LLC has accumulated 230 consumer complaints in the CFPB public database, with filings active across 39 U.S. states. Of those submissions, 47 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Finance of America Holdings LLC reports a 97% timely-response rate and has closed 97% of cases with a written explanation to the consumer. 3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Finance of America Holdings LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Finance of America Holdings LLC have?

Finance of America Holdings LLC has received 230 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Finance of America Holdings LLC respond to complaints on time?

Finance of America Holdings LLC has a 97% timely response rate to CFPB complaints.

What is the most common complaint about Finance of America Holdings LLC?

The most common issue reported against Finance of America Holdings LLC is "Trouble during payment process" in the "Mortgage" product category.

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