Total complaints
230
Filed since 2012
230 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
230 consumer complaints filed with the CFPB
This profile shows Finance of America Holdings LLC's complaint history from CFPB public records. 230 consumers have filed complaints since 2012. The company has a 97% timely response rate and has provided relief in 3% of cases.
Total complaints
230
Filed since 2012
Timely response
97%
CFPB-tracked response window
Relief rate
3%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Finance of America Holdings LLC's 230 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Mortgage | 213 |
| Debt collection | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Credit reporting or other personal consumer reports | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| State | Complaints |
|---|---|
| CA | 54 |
| FL | 30 |
| TX | 23 |
| WA | 9 |
| NY | 8 |
| LA | 8 |
| IN | 7 |
| CO | 7 |
| MD | 6 |
| NJ | 6 |
| IL | 6 |
| PA | 6 |
| NV | 4 |
| OK | 4 |
| VA | 4 |
| PR | 3 |
| AZ | 3 |
| HI | 3 |
| NC | 3 |
| SC | 3 |
| Issue | Complaints |
|---|---|
| Trouble during payment process | 80 |
| Applying for a mortgage or refinancing an existing mortgage | 31 |
| Closing on a mortgage | 30 |
| Struggling to pay mortgage | 27 |
| Loan modification,collection,foreclosure | 13 |
| Loan servicing, payments, escrow account | 12 |
| Application, originator, mortgage broker | 8 |
| Improper use of your report | 5 |
| Settlement process and costs | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Credit decision / Underwriting | 3 |
| Written notification about debt | 3 |
| Attempts to collect debt not owed | 2 |
| Unable to get your credit report or credit score | 2 |
| Other | 1 |
| Took or threatened to take negative or legal action | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Disclosure verification of debt | 1 |
| Getting a line of credit | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 4 | 100% |
| 2013 | 12 | 100% |
| 2014 | 6 | 100% |
| 2015 | 9 | 100% |
| 2016 | 8 | 87.5% |
| 2017 | 9 | 100% |
| 2018 | 5 | 100% |
| 2019 | 5 | 100% |
| 2020 | 8 | 100% |
| 2021 | 28 | 100% |
| 2022 | 39 | 100% |
| 2023 | 28 | 96.4% |
| 2024 | 27 | 88.9% |
| 2025 | 31 | 93.5% |
| 2026 | 11 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Finance of America Holdings LLC has accumulated 230 consumer complaints in the CFPB public database, with filings active across 39 U.S. states. Of those submissions, 47 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-18, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Finance of America Holdings LLC reports a 97% timely-response rate and has closed 97% of cases with a written explanation to the consumer. 3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Finance of America Holdings LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Finance of America Holdings LLC has received 230 consumer complaints filed with the Consumer Financial Protection Bureau.
Finance of America Holdings LLC has a 97% timely response rate to CFPB complaints.
The most common issue reported against Finance of America Holdings LLC is "Trouble during payment process" in the "Mortgage" product category.
Read our methodology — how this data is sourced, computed, and verified.