CFPB · Narrative-heavy record

Bailey Automotive Finance Inc.

3 CFPB complaints · 66.7% with narratives · top issue Problems when you are unable to pay.

3 CFPB complaints

Bailey Automotive Finance Inc.: 66.7% of 3 filings include consumer narratives. Timely 100% · relief 0% · top product Consumer Loan. Allegations, not findings.

  • Narrative-heavy record
  • -50% filings 2016 to 2018

CFPB relief outcome brief

CCDB company bailey-automotive-finance-inc

0% relief · 100% timely · 3 filings · Consumer Loan

Nearest relief peer: Condor Capital Corp (0% relief)

Bailey Automotive Finance In…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Bailey Automotive Finance Inc. and nearest filing-volume peers

Bailey Automotive Finance Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Bailey Automotive Finance Inc. complaint mix by product

Total complaints: 3

Bailey Automotive Finance Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Consumer Loan: 2 complaints (66.7%), resolution 0.0% Consumer Loan 66.7% Credit reporting,: 1 complaints (33.3%), resolution 0.0% Credit reporting, 33.3%
  • Consumer Loan 2 66.7% 0% relief
  • Credit reporting, 1 33.3% 0% relief

How Bailey Automotive Finance Inc.'s 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Consumer Loan 2
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Bailey Automotive Finance Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
SC
66.7% of this company's filings
SC2FL1

Bailey Automotive Finance Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2018
1
-50% vs 2016
0.511.522.5 20162018 1

Top States

State Complaints
SC 2
FL 1

Top Issues

Issue Complaints
Problems when you are unable to pay 1
Shopping for a loan or lease 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2016 2 100%
2018 1 100%

Source: CFPB Consumer Complaint Database

Bailey Automotive Finance Inc.'s narrative-rich complaint ledger

Bailey Automotive Finance Inc.'s 3 logged complaints stay concentrated: only 2 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2018-10-31.

Bailey Automotive Finance Inc. answers 100% of complaints inside the CFPB's tracked window and closes 33.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Consumer Loan" draws the most filings, most often for "Problems when you are unable to pay."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bailey Automotive Finance Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Bailey Automotive Finance Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Bailey Automotive Finance Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record