Total complaints
241
Filed since 2018
241 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
241 consumer complaints filed with the CFPB
This profile shows Volvo Car Financial Services U.S., LLC's complaint history from CFPB public records. 241 consumers have filed complaints since 2018. The company has a 99.6% timely response rate and has provided relief in 1.2% of cases.
Total complaints
241
Filed since 2018
Timely response
99.6%
CFPB-tracked response window
Relief rate
1.2%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Volvo Car Financial Services U.S., LLC's 241 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 112 |
| Credit reporting or other personal consumer reports | 63 |
| Credit reporting, credit repair services, or other personal consumer reports | 53 |
| Debt collection | 11 |
| Money transfer, virtual currency, or money service | 1 |
| Payday loan, title loan, or personal loan | 1 |
| State | Complaints |
|---|---|
| NY | 37 |
| FL | 34 |
| CA | 34 |
| TX | 15 |
| MA | 14 |
| GA | 12 |
| WA | 9 |
| IL | 9 |
| NJ | 9 |
| PA | 8 |
| CO | 7 |
| TN | 6 |
| CT | 6 |
| NC | 5 |
| VA | 5 |
| OH | 5 |
| WI | 3 |
| NV | 3 |
| SC | 2 |
| MI | 2 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 77 |
| Improper use of your report | 36 |
| Problems at the end of the loan or lease | 29 |
| Managing the loan or lease | 27 |
| Problem with a company's investigation into an existing problem | 18 |
| Problem with a credit reporting company's investigation into an existing problem | 14 |
| Getting a loan or lease | 12 |
| Repossession | 10 |
| Attempts to collect debt not owed | 6 |
| False statements or representation | 3 |
| Struggling to pay your loan | 3 |
| Credit monitoring or identity theft protection services | 2 |
| Communication tactics | 1 |
| Money was not available when promised | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Took or threatened to take negative or legal action | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 100% |
| 2019 | 11 | 100% |
| 2020 | 17 | 100% |
| 2021 | 33 | 100% |
| 2022 | 17 | 100% |
| 2023 | 34 | 100% |
| 2024 | 30 | 100% |
| 2025 | 76 | 98.7% |
| 2026 | 22 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Volvo Car Financial Services U.S., LLC has accumulated 241 consumer complaints in the CFPB public database, with filings active across 31 U.S. states. Of those submissions, 60 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Volvo Car Financial Services U.S., LLC reports a 99.6% timely-response rate and has closed 97.9% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Volvo Car Financial Services U.S., LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Volvo Car Financial Services U.S., LLC has received 241 consumer complaints filed with the Consumer Financial Protection Bureau.
Volvo Car Financial Services U.S., LLC has a 99.6% timely response rate to CFPB complaints.
The most common issue reported against Volvo Car Financial Services U.S., LLC is "Incorrect information on your report" in the "Vehicle loan or lease" product category.
Read our methodology — how this data is sourced, computed, and verified.