2026 data Public-data reference. official source

Volvo Car Financial Services U.S., LLC

241 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

241 consumer complaints filed with the CFPB

This profile shows Volvo Car Financial Services U.S., LLC's complaint history from CFPB public records. 241 consumers have filed complaints since 2018. The company has a 99.6% timely response rate and has provided relief in 1.2% of cases.

241
Total Complaints
99.6%
Timely Response
0%
Disputed
1.2%
Relief Provided
31
States Active
2018
Since

Total complaints

241

Filed since 2018

Timely response

99.6%

CFPB-tracked response window

Relief rate

1.2%

Closed with monetary or non-monetary relief

Timely response rate 99.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.2%
Industry median

Share closed with monetary or non-monetary relief.

Volvo Car Financial Services U.S., LLC complaint mix by product

Total complaints: 241

Volvo Car Financial Services U.S., LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 241 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 112 complaints (46.5%), resolution 2.7% Vehicle loan 46.5% Credit reporting: 63 complaints (26.1%), resolution 0.0% Credit reporting 26.1% Credit reporting,: 53 complaints (22.0%), resolution 0.0% Credit reporting, 22.0% Debt collection: 11 complaints (4.6%), resolution 0.0% Money transfer,: 1 complaints (0.4%), resolution 0.0% Payday loan,: 1 complaints (0.4%), resolution 0.0%
  • Vehicle loan 112 46.5% 3% relief
  • Credit reporting 63 26.1% 0% relief
  • Credit reporting, 53 22.0% 0% relief
  • Debt collection 11 4.6% 0% relief
  • Money transfer, 1 0.4% 0% relief
  • Payday loan, 1 0.4% 0% relief

How Volvo Car Financial Services U.S., LLC's 241 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 112
Credit reporting or other personal consumer reports 63
Credit reporting, credit repair services, or other personal consumer reports 53
Debt collection 11
Money transfer, virtual currency, or money service 1
Payday loan, title loan, or personal loan 1

Top States

State Complaints
NY 37
FL 34
CA 34
TX 15
MA 14
GA 12
WA 9
IL 9
NJ 9
PA 8
CO 7
TN 6
CT 6
NC 5
VA 5
OH 5
WI 3
NV 3
SC 2
MI 2

Top Issues

Issue Complaints
Incorrect information on your report 77
Improper use of your report 36
Problems at the end of the loan or lease 29
Managing the loan or lease 27
Problem with a company's investigation into an existing problem 18
Problem with a credit reporting company's investigation into an existing problem 14
Getting a loan or lease 12
Repossession 10
Attempts to collect debt not owed 6
False statements or representation 3
Struggling to pay your loan 3
Credit monitoring or identity theft protection services 2
Communication tactics 1
Money was not available when promised 1
Problem with the payoff process at the end of the loan 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2018 1 100%
2019 11 100%
2020 17 100%
2021 33 100%
2022 17 100%
2023 34 100%
2024 30 100%
2025 76 98.7%
2026 22 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Volvo Car Financial Services U.S., LLC

Volvo Car Financial Services U.S., LLC has accumulated 241 consumer complaints in the CFPB public database, with filings active across 31 U.S. states. Of those submissions, 60 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Volvo Car Financial Services U.S., LLC reports a 99.6% timely-response rate and has closed 97.9% of cases with a written explanation to the consumer. 1.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Volvo Car Financial Services U.S., LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Volvo Car Financial Services U.S., LLC have?

Volvo Car Financial Services U.S., LLC has received 241 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Volvo Car Financial Services U.S., LLC respond to complaints on time?

Volvo Car Financial Services U.S., LLC has a 99.6% timely response rate to CFPB complaints.

What is the most common complaint about Volvo Car Financial Services U.S., LLC?

The most common issue reported against Volvo Car Financial Services U.S., LLC is "Incorrect information on your report" in the "Vehicle loan or lease" product category.

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