CFPB · Mid-pack CFPB posture

Auto Credit Corporation of Jonesboro, iNC.

17 CFPB complaints · 9 states · top issue Took or threatened to take negative or legal action.

17 CFPB complaints

Auto Credit Corporation of Jonesboro, iNC. has 17 consumer complaints in the CFPB public database. Timely response is 35.3%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +1000% filings 2019 to 2026

CFPB relief outcome brief

CCDB company auto-credit-corporation-of-jonesboro-inc

0% relief · 35.3% timely · 17 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Auto Credit Corporation of J…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Auto Credit Corporation of Jonesboro, iNC. and nearest filing-volume peers

Auto Credit Corporation of Jonesboro, iNC. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 17 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 35.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Auto Credit Corporation of Jonesboro, iNC. complaint mix by product

Total complaints: 17

Auto Credit Corporation of Jonesboro, iNC. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 10 complaints (58.8%), resolution 0.0% Debt collection 58.8% Vehicle loan: 4 complaints (23.5%), resolution 0.0% Vehicle loan 23.5% Credit reporting: 3 complaints (17.6%), resolution 0.0% Credit reporting 17.6%
  • Debt collection 10 58.8% 0% relief
  • Vehicle loan 4 23.5% 0% relief
  • Credit reporting 3 17.6% 0% relief

How Auto Credit Corporation of Jonesboro, iNC.'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 10
Vehicle loan or lease 4
Credit reporting or other personal consumer reports 3

Where Auto Credit Corporation of Jonesboro, iNC. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
AR
35.3% of this company's filings
AR6CA2AZ2TX2IL1NC1TN1FL1

Auto Credit Corporation of Jonesboro, iNC. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
11
+1000% vs 2019
051015 2019202220232026 11

Top States

State Complaints
AR 6
CA 2
AZ 2
TX 2
IL 1
NC 1
TN 1
FL 1
GA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 9
Incorrect information on your report 4
Repossession 2
Written notification about debt 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2022 1 100%
2023 4 100%
2026 11 0%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Auto Credit Corporation of Jonesboro, iNC.

Auto Credit Corporation of Jonesboro, iNC.'s 17 logged complaints stay concentrated: only 9 states show a filing. Only 11.8% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2019 through 2026-05-18.

Auto Credit Corporation of Jonesboro, iNC. answers 35.3% of complaints inside the CFPB's tracked window and closes 35.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Auto Credit Corporation of Jonesboro, iNC..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Auto Credit Corporation of Jonesboro, iNC.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Auto Credit Corporation of Jonesboro, iNC. (35.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture