CFPB · Narrative-heavy record
Atlantic Discount Corporation dba Atlantic Financial Services
12 CFPB complaints · 50% with narratives · top issue Improper use of your report.
Atlantic Discount Corporation dba Atlantic Financial Services: 50% of 12 filings include consumer narratives. Timely 91.7% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- +200% filings 2023 to 2026
CFPB relief outcome brief
CCDB company atlantic-discount-corporation-dba-atlantic-financial-services
0% relief · 91.7% timely · 12 filings · Credit reporting or other personal consumer reports
Same-product relief peers
Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)
Atlantic Discount Corporation dba Atlantic Financial Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Atlantic Discount Corporation dba Atlantic Financial Services's 12 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Atlantic Discount Corporation dba Atlantic Financial Services complaint mix by product
- Credit reporting 7 58.3% – 0% relief
- Vehicle loan 3 25.0% – 0% relief
- Payday loan, 1 8.3% – 0% relief
- Debt collection 1 8.3% – 0% relief
How Atlantic Discount Corporation dba Atlantic Financial Services's 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 7 |
| Vehicle loan or lease | 3 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Debt collection | 1 |
Concentrated filing states for Atlantic Discount Corporation dba Atlantic Financial Services
Top states by attributed CFPB complaint volume for this company
- Leading state
- NC
- 58.3% of this company's filings
Atlantic Discount Corporation dba Atlantic Financial Services rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2023
Top States
| State | Complaints |
|---|---|
| NC | 7 |
| VA | 5 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 4 |
| Problem with a company's investigation into an existing problem | 2 |
| Incorrect information on your report | 2 |
| Repossession | 2 |
| Struggling to pay your loan | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 1 | 100% |
| 2024 | 4 | 100% |
| 2025 | 4 | 100% |
| 2026 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database
Atlantic Discount Corporation dba Atlantic Financial Services's narrative-rich complaint ledger
Atlantic Discount Corporation dba Atlantic Financial Services's 12 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2023 through 2026-06-17.
Atlantic Discount Corporation dba Atlantic Financial Services answers 91.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Atlantic Discount Corporation dba Atlantic Financial Services.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Atlantic Discount Corporation dba Atlantic Financial Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 91.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Atlantic Discount Corporation dba Atlantic Financial Services (91.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record