CFPB · Single-product concentration

Asset Recovery Inc

13 CFPB complaints · 92.3% in "Debt collection" · top issue False statements or representation.

13 CFPB complaints

Asset Recovery Inc: 92.3% of 13 CFPB complaints sit in "Debt collection". Timely 61.5% · relief 15.4%. Allegations, not findings.

  • Single-product concentration
  • -75% filings 2015 to 2023

CFPB relief outcome brief

CCDB company asset-recovery-inc

15.4% relief · 61.5% timely · 13 filings · Debt collection

Nearest relief peer: DFC Global Corp. (15.3% relief)

Asset Recovery Inc (this)15.4%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Asset Recovery Inc and nearest filing-volume peers

Asset Recovery Inc closes 15.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Asset Recovery Inc's 13 filings include narrative text

61.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 61.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 15.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Asset Recovery Inc complaint mix by product

Total complaints: 13

Asset Recovery Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 12 complaints (92.3%), resolution 16.7% Debt collection 92.3% Credit reporting: 1 complaints (7.7%), resolution 0.0% Credit reporting 7.7%
  • Debt collection 12 92.3% 17% relief
  • Credit reporting 1 7.7% 0% relief

How Asset Recovery Inc's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 12
Credit reporting 1

Where Asset Recovery Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
30.8% of this company's filings
NY4VT3CO3MA1VA1OR1

Asset Recovery Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2023
1
-75% vs 2015
012345 20152016201720182019202020212023 1

Top States

State Complaints
NY 4
VT 3
CO 3
MA 1
VA 1
OR 1

Top Issues

Issue Complaints
False statements or representation 6
Attempts to collect debt not owed 2
Written notification about debt 2
Improper use of my credit report 1
Disclosure verification of debt 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2015 4 25%
2016 2 50%
2017 1 100%
2018 1 100%
2019 1 100%
2020 1 100%
2021 2 50%
2023 1 100%

Source: CFPB Consumer Complaint Database

Asset Recovery Inc filings cluster in one product

Asset Recovery Inc's 13 logged complaints stay concentrated: only 6 states show a filing. 61.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2023-10-07.

Asset Recovery Inc answers 61.5% of complaints inside the CFPB's tracked window and closes 69.2% with a written explanation. 15.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Asset Recovery Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Asset Recovery Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Asset Recovery Inc (61.5% timely; 15.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration