CFPB · Diversified product mix

Ardmore Finance Corporation

30 CFPB complaints · diversified mix (top product 30%) · top issue Incorrect information on your report.

30 CFPB complaints

Ardmore Finance Corporation: top product "Debt collection" is only 30% of 30 - multi-bucket mix. Timely 100% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • +400% filings 2015 to 2026

CFPB relief outcome brief

CCDB company ardmore-finance-corporation

0% relief · 100% timely · 30 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Ardmore Finance Corporation …0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Ardmore Finance Corporation and nearest filing-volume peers

Ardmore Finance Corporation closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Ardmore Finance Corporation's 30 filings include narrative text

43.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Ardmore Finance Corporation complaint mix by product

Total complaints: 30

Ardmore Finance Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 9 complaints (30.0%), resolution 0.0% Debt collection 30.0% Credit reporting: 8 complaints (26.7%), resolution 0.0% Credit reporting 26.7% Payday loan,: 5 complaints (16.7%), resolution 0.0% Payday loan, 16.7% Credit reporting,: 4 complaints (13.3%), resolution 0.0% Credit reporting, 13.3% Payday loan,: 3 complaints (10.0%), resolution 0.0% Payday loan, 10.0% Consumer Loan: 1 complaints (3.3%), resolution 0.0%
  • Debt collection 9 30.0% 0% relief
  • Credit reporting 8 26.7% 0% relief
  • Payday loan, 5 16.7% 0% relief
  • Credit reporting, 4 13.3% 0% relief
  • Payday loan, 3 10.0% 0% relief
  • Consumer Loan 1 3.3% 0% relief

How Ardmore Finance Corporation's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 9
Credit reporting or other personal consumer reports 8
Payday loan, title loan, or personal loan 5
Credit reporting, credit repair services, or other personal consumer reports 4
Payday loan, title loan, personal loan, or advance loan 3
Consumer Loan 1

Where Ardmore Finance Corporation complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
33.3% of this company's filings
MO10OK8IL6TX4NM1NC1

Ardmore Finance Corporation rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+400% vs 2015
024681012 201520172018201920212022202420252026 5

Top States

State Complaints
MO 10
OK 8
IL 6
TX 4
NM 1
NC 1

Top Issues

Issue Complaints
Incorrect information on your report 10
Struggling to pay your loan 3
Took or threatened to take negative or legal action 3
Problem when making payments 3
Attempts to collect debt not owed 2
Threatened to contact someone or share information improperly 2
Problem with a company's investigation into an existing problem 1
False statements or representation 1
Managing the loan or lease 1
Improper use of your report 1
Problem with the payoff process at the end of the loan 1
Communication tactics 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2017 1 100%
2018 3 100%
2019 3 100%
2021 2 100%
2022 3 100%
2024 2 100%
2025 10 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

Ardmore Finance Corporation spreads across product buckets

Ardmore Finance Corporation's 30 logged complaints stay concentrated: only 6 states show a filing. 43.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-04-30.

Ardmore Finance Corporation answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ardmore Finance Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Ardmore Finance Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Ardmore Finance Corporation (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix