2026 data Public-data reference. official source

Ardmore Finance Corporation

27 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

27 consumer complaints filed with the CFPB

This profile shows Ardmore Finance Corporation's complaint history from CFPB public records. 27 consumers have filed complaints since 2015. The company has a 100% timely response rate and has provided relief in 0% of cases.

27
Total Complaints
100%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
2015
Since

Total complaints

27

Filed since 2015

Timely response

100%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Ardmore Finance Corporation complaint mix by product

Total complaints: 27

Ardmore Finance Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 27 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 9 complaints (33.3%), resolution 0.0% Debt collection 33.3% Credit reporting: 6 complaints (22.2%), resolution 0.0% Credit reporting 22.2% Payday loan,: 5 complaints (18.5%), resolution 0.0% Payday loan, 18.5% Credit reporting,: 4 complaints (14.8%), resolution 0.0% Credit reporting, 14.8% Payday loan,: 2 complaints (7.4%), resolution 0.0% Payday loan, 7.4% Consumer Loan: 1 complaints (3.7%), resolution 0.0%
  • Debt collection 9 33.3% 0% relief
  • Credit reporting 6 22.2% 0% relief
  • Payday loan, 5 18.5% 0% relief
  • Credit reporting, 4 14.8% 0% relief
  • Payday loan, 2 7.4% 0% relief
  • Consumer Loan 1 3.7% 0% relief

How Ardmore Finance Corporation's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 9
Credit reporting or other personal consumer reports 6
Payday loan, title loan, or personal loan 5
Credit reporting, credit repair services, or other personal consumer reports 4
Payday loan, title loan, personal loan, or advance loan 2
Consumer Loan 1

Top States

State Complaints
OK 8
MO 8
IL 6
TX 3
NC 1
NM 1

Top Issues

Issue Complaints
Incorrect information on your report 9
Struggling to pay your loan 3
Took or threatened to take negative or legal action 3
Threatened to contact someone or share information improperly 2
Problem when making payments 2
Attempts to collect debt not owed 2
Problem with the payoff process at the end of the loan 1
Communication tactics 1
False statements or representation 1
Credit monitoring or identity theft protection services 1
Managing the loan or lease 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2015 1 100%
2017 1 100%
2018 3 100%
2019 3 100%
2021 2 100%
2022 3 100%
2024 2 100%
2025 8 100%
2026 4 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Ardmore Finance Corporation

Ardmore Finance Corporation has accumulated 27 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 11 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-03-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Ardmore Finance Corporation reports a 100% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Ardmore Finance Corporation: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Ardmore Finance Corporation have?

Ardmore Finance Corporation has received 27 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Ardmore Finance Corporation respond to complaints on time?

Ardmore Finance Corporation has a 100% timely response rate to CFPB complaints.

What is the most common complaint about Ardmore Finance Corporation?

The most common issue reported against Ardmore Finance Corporation is "Incorrect information on your report" in the "Debt collection" product category.

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