CFPB · Single-product concentration

AR Audit Services, Inc

15 CFPB complaints · 93.3% in "Debt collection" · top issue Attempts to collect debt not owed.

15 CFPB complaints

AR Audit Services, Inc: 93.3% of 15 CFPB complaints sit in "Debt collection". Timely 86.7% · relief 6.7%. Allegations, not findings.

  • Single-product concentration
  • -25% filings 2014 to 2024

CFPB relief outcome brief

CCDB company ar-audit-services-inc

6.7% relief · 86.7% timely · 15 filings · Debt collection

Nearest relief peer: Paramount Capital Group, Inc. (6.7% relief)

AR Audit Services, Inc (this)6.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among AR Audit Services, Inc and nearest filing-volume peers

AR Audit Services, Inc closes 6.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 15 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 86.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

AR Audit Services, Inc complaint mix by product

Total complaints: 15

AR Audit Services, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 14 complaints (93.3%), resolution 7.1% Debt collection 93.3% Credit reporting,: 1 complaints (6.7%), resolution 0.0% Credit reporting, 6.7%
  • Debt collection 14 93.3% 7% relief
  • Credit reporting, 1 6.7% 0% relief

How AR Audit Services, Inc's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 14
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for AR Audit Services, Inc

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
ND
86.7% of this company's filings
ND13MN1FL1

AR Audit Services, Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2024
3
-25% vs 2014
012345 2014201520162021202220232024 3

Top States

State Complaints
ND 13
MN 1
FL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 3
Disclosure verification of debt 3
Written notification about debt 2
False statements or representation 2
Communication tactics 2
Taking/threatening an illegal action 1
Cont'd attempts collect debt not owed 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2014 4 100%
2015 4 50%
2016 1 100%
2021 1 100%
2022 1 100%
2023 1 100%
2024 3 100%

Source: CFPB Consumer Complaint Database

AR Audit Services, Inc filings cluster in one product

AR Audit Services, Inc's 15 logged complaints stay concentrated: only 3 states show a filing. Only 26.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2024-12-29.

AR Audit Services, Inc answers 86.7% of complaints inside the CFPB's tracked window and closes 93.3% with a written explanation. 6.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about AR Audit Services, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for AR Audit Services, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for AR Audit Services, Inc (86.7% timely; 6.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration