CFPB · Single-product concentration
Andreu, Palma & Andreu, PL
154 CFPB complaints · 94.8% in "Debt collection" · top issue Attempts to collect debt not owed.
Andreu, Palma & Andreu, PL: 94.8% of 154 CFPB complaints sit in "Debt collection". Timely 99.4% · relief 6.5%. Allegations, not findings.
- Single-product concentration
- +650% filings 2013 to 2026
CFPB relief outcome brief
CCDB company andreu-palma-andreu-pl
6.5% relief · 99.4% timely · 154 filings · Debt collection
Same-product relief peers
Nearest relief peer: Galaxy Capital Acquisitions, LLC (6.5% relief)
Andreu, Palma & Andreu, PL closes 6.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Andreu, Palma & Andreu, PL's 154 filings include narrative text
48.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Andreu, Palma & Andreu, PL complaint mix by product
- Debt collection 146 94.8% – 6% relief
- Credit card 4 2.6% – 0% relief
- Checking or 1 0.6% – 0% relief
- Credit reporting 1 0.6% – 0% relief
- Consumer Loan 1 0.6% – 100% relief
- Credit reporting, 1 0.6% – 0% relief
How Andreu, Palma & Andreu, PL's 154 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 146 |
| Credit card | 4 |
| Checking or savings account | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Consumer Loan | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for Andreu, Palma & Andreu, PL
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 88.3% of this company's filings
Andreu, Palma & Andreu, PL rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 15
- +650% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 136 |
| NJ | 6 |
| GA | 6 |
| TX | 3 |
| HI | 1 |
| WA | 1 |
| MI | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 34 |
| Took or threatened to take negative or legal action | 31 |
| False statements or representation | 25 |
| Written notification about debt | 22 |
| Disclosure verification of debt | 14 |
| Cont'd attempts collect debt not owed | 7 |
| Taking/threatening an illegal action | 5 |
| Threatened to contact someone or share information improperly | 3 |
| Incorrect information on your report | 2 |
| Communication tactics | 2 |
| Improper contact or sharing of info | 2 |
| Improper use of your report | 1 |
| Problem with a lender or other company charging your account | 1 |
| Problem with a purchase shown on your statement | 1 |
| Struggling to pay your bill | 1 |
| Electronic communications | 1 |
| Arbitration | 1 |
| Problems when you are unable to pay | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 9 | 100% |
| 2015 | 4 | 100% |
| 2016 | 14 | 92.9% |
| 2017 | 8 | 100% |
| 2018 | 3 | 100% |
| 2019 | 2 | 100% |
| 2020 | 6 | 100% |
| 2021 | 4 | 100% |
| 2022 | 7 | 100% |
| 2023 | 19 | 100% |
| 2024 | 18 | 100% |
| 2025 | 43 | 100% |
| 2026 | 15 | 100% |
Source: CFPB Consumer Complaint Database
Andreu, Palma & Andreu, PL filings cluster in one product
Andreu, Palma & Andreu, PL's 154 logged complaints stay concentrated: only 7 states show a filing. 48.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-25.
Andreu, Palma & Andreu, PL answers 99.4% of complaints inside the CFPB's tracked window and closes 92.9% with a written explanation. 6.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Andreu, Palma & Andreu, PL.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Andreu, Palma & Andreu, PL: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 154.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Andreu, Palma & Andreu, PL (99.4% timely; 6.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration