CFPB · Single-product concentration
Specialized Collection Systems, Inc.
114 CFPB complaints · 70.2% in "Debt collection" · top issue Attempts to collect debt not owed.
Specialized Collection Systems, Inc.: 70.2% of 114 CFPB complaints sit in "Debt collection". Timely 88.6% · relief 0%. Allegations, not findings.
- Single-product concentration
- -62.2% filings 2022 to 2026
CFPB relief outcome brief
CCDB company specialized-collection-systems-inc
0% relief · 88.6% timely · 114 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Specialized Collection Systems, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Specialized Collection Systems, Inc. scores strongest on closed with explanation (90/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
80 / 100 percentile-benchmarked
88.6% of complaints answered inside the CFPB 15-day window
Closed with explanation
90 / 100 percentile-benchmarked
94.7% of complaints closed with an explanation to the consumer
How 114 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Specialized Collection Systems, Inc. complaint mix by product
- Debt collection 80 70.2% – 0% relief
- Credit reporting 17 14.9% – 0% relief
- Credit reporting, 15 13.2% – 0% relief
- Credit card 1 0.9% – 0% relief
- Payday loan, 1 0.9% – 0% relief
How Specialized Collection Systems, Inc.'s 114 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 80 |
| Credit reporting or other personal consumer reports | 17 |
| Credit reporting, credit repair services, or other personal consumer reports | 15 |
| Credit card | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Concentrated filing states for Specialized Collection Systems, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 86.8% of this company's filings
Specialized Collection Systems, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 14
- -62.2% vs 2022
Top States
| State | Complaints |
|---|---|
| TX | 99 |
| AL | 3 |
| CA | 3 |
| GA | 2 |
| WA | 2 |
| LA | 1 |
| NC | 1 |
| FL | 1 |
| KY | 1 |
| MO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 33 |
| Written notification about debt | 29 |
| Incorrect information on your report | 18 |
| Improper use of your report | 10 |
| Took or threatened to take negative or legal action | 10 |
| False statements or representation | 4 |
| Problem with a company's investigation into an existing problem | 4 |
| Communication tactics | 3 |
| Electronic communications | 1 |
| Getting a line of credit | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 37 | 100% |
| 2023 | 14 | 85.7% |
| 2024 | 19 | 100% |
| 2025 | 30 | 76.7% |
| 2026 | 14 | 71.4% |
Source: CFPB Consumer Complaint Database
Specialized Collection Systems, Inc. filings cluster in one product
Specialized Collection Systems, Inc.'s 114 logged complaints stay concentrated: only 10 states show a filing. Only 38.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-06-02.
Specialized Collection Systems, Inc. answers 88.6% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Specialized Collection Systems, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Specialized Collection Systems, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 114.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 88.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Specialized Collection Systems, Inc. (88.6% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration