CFPB · Mid-pack CFPB posture

Advantage Plus Credit Reporting, Inc.

13 CFPB complaints · 7 states · top issue Improper use of your report.

13 CFPB complaints

Advantage Plus Credit Reporting, Inc. has 13 consumer complaints in the CFPB public database. Timely response is 100%; 0% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +200% filings 2021 to 2026

CFPB relief outcome brief

CCDB company advantage-plus-credit-reporting-inc

0% relief · 100% timely · 13 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Advantage Plus Credit Report…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Advantage Plus Credit Reporting, Inc. and nearest filing-volume peers

Advantage Plus Credit Reporting, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 13 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Advantage Plus Credit Reporting, Inc. complaint mix by product

Total complaints: 13

Advantage Plus Credit Reporting, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 13 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 9 complaints (69.2%), resolution 0.0% Credit reporting 69.2% Credit reporting,: 3 complaints (23.1%), resolution 0.0% Credit reporting, 23.1% Vehicle loan: 1 complaints (7.7%), resolution 0.0% Vehicle loan 7.7%
  • Credit reporting 9 69.2% 0% relief
  • Credit reporting, 3 23.1% 0% relief
  • Vehicle loan 1 7.7% 0% relief

How Advantage Plus Credit Reporting, Inc.'s 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 9
Credit reporting, credit repair services, or other personal consumer reports 3
Vehicle loan or lease 1

Where Advantage Plus Credit Reporting, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
23.1% of this company's filings
FL3CA3AZ2TX2NY1CO1MA1

Advantage Plus Credit Reporting, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2021
0.511.522.533.5 20212023202420252026 3

Top States

State Complaints
FL 3
CA 3
AZ 2
TX 2
NY 1
CO 1
MA 1

Top Issues

Issue Complaints
Improper use of your report 9
Incorrect information on your report 3
Getting a loan or lease 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2023 3 100%
2024 3 100%
2025 3 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Advantage Plus Credit Reporting, Inc.

Advantage Plus Credit Reporting, Inc.'s 13 logged complaints stay concentrated: only 7 states show a filing. Only 15.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-05-15.

Advantage Plus Credit Reporting, Inc. answers 100% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Improper use of your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Advantage Plus Credit Reporting, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Advantage Plus Credit Reporting, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Advantage Plus Credit Reporting, Inc. (100% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture