CFPB · Single-product concentration

Advanced Recovery Systems, Inc.

67 CFPB complaints · 94% in "Debt collection" · top issue Written notification about debt.

67 CFPB complaints

Advanced Recovery Systems, Inc.: 94% of 67 CFPB complaints sit in "Debt collection". Timely 68.7% · relief 7.5%. Allegations, not findings.

  • Single-product concentration
  • +1200% filings 2013 to 2026

CFPB relief outcome brief

CCDB company advanced-recovery-systems-inc

7.5% relief · 68.7% timely · 67 filings · Debt collection

Nearest relief peer: Zwicker & Associates (7.5% relief)

Advanced Recovery Systems, I…7.5%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Advanced Recovery Systems, Inc. and nearest filing-volume peers

Advanced Recovery Systems, Inc. closes 7.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 67 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 68.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.5%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Advanced Recovery Systems, Inc. complaint mix by product

Total complaints: 67

Advanced Recovery Systems, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 67 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 63 complaints (94.0%), resolution 7.9% Debt collection 94.0% Credit reporting: 3 complaints (4.5%), resolution 0.0% Credit reporting,: 1 complaints (1.5%), resolution 0.0%
  • Debt collection 63 94.0% 8% relief
  • Credit reporting 3 4.5% 0% relief
  • Credit reporting, 1 1.5% 0% relief

How Advanced Recovery Systems, Inc.'s 67 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 63
Credit reporting or other personal consumer reports 3
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Advanced Recovery Systems, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MS
68.7% of this company's filings
MS46TN6LA5TX4KS1IN1FL1SC1

Advanced Recovery Systems, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
13
+1200% vs 2013
051015 20132015201720192021202320252026 13

Top States

State Complaints
MS 46
TN 6
LA 5
TX 4
KS 1
IN 1
FL 1
SC 1
WY 1

Top Issues

Issue Complaints
Written notification about debt 18
Attempts to collect debt not owed 18
Took or threatened to take negative or legal action 7
Cont'd attempts collect debt not owed 6
Communication tactics 5
False statements or representation 4
Improper use of your report 2
Taking/threatening an illegal action 2
Improper contact or sharing of info 2
Incorrect information on your report 1
Disclosure verification of debt 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2013 1 0%
2014 5 40%
2015 5 20%
2016 2 50%
2017 3 100%
2018 1 100%
2019 4 100%
2020 2 100%
2021 4 100%
2022 12 91.7%
2023 4 100%
2024 2 50%
2025 9 66.7%
2026 13 46.2%

Source: CFPB Consumer Complaint Database

Advanced Recovery Systems, Inc. filings cluster in one product

Advanced Recovery Systems, Inc.'s 67 logged complaints stay concentrated: only 9 states show a filing. Only 26.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-05-08.

Advanced Recovery Systems, Inc. answers 68.7% of complaints inside the CFPB's tracked window and closes 82.1% with a written explanation. 7.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Advanced Recovery Systems, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Advanced Recovery Systems, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Advanced Recovery Systems, Inc. (68.7% timely; 7.5% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration