2026 data Public-data reference. official source

Pacific Union Financial, LLC

310 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

310 consumer complaints filed with the CFPB

This profile shows Pacific Union Financial, LLC's complaint history from CFPB public records. 310 consumers have filed complaints since 2012. The company has a 96.1% timely response rate and has provided relief in 1.9% of cases.

310
Total Complaints
96.1%
Timely Response
7.1%
Disputed
1.9%
Relief Provided
40
States Active
2012
Since

Total complaints

310

Filed since 2012

Timely response

96.1%

CFPB-tracked response window

Relief rate

1.9%

Closed with monetary or non-monetary relief

Timely response rate 96.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.9%
Industry median

Share closed with monetary or non-monetary relief.

Pacific Union Financial, LLC complaint mix by product

Total complaints: 310

Pacific Union Financial, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 310 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 299 complaints (96.5%), resolution 2.0% Mortgage 96.5% Credit reporting,: 6 complaints (1.9%), resolution 0.0% Debt collection: 4 complaints (1.3%), resolution 0.0% Bank account: 1 complaints (0.3%), resolution 0.0%
  • Mortgage 299 96.5% 2% relief
  • Credit reporting, 6 1.9% 0% relief
  • Debt collection 4 1.3% 0% relief
  • Bank account 1 0.3% 0% relief

How Pacific Union Financial, LLC's 310 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 299
Credit reporting, credit repair services, or other personal consumer reports 6
Debt collection 4
Bank account or service 1

Top States

State Complaints
CA 45
TX 37
FL 18
NJ 18
IL 16
PA 16
VA 15
GA 13
MA 10
OH 9
CO 9
NC 9
MD 9
AZ 7
OK 6
MN 6
WI 6
MO 6
WA 5
KS 5

Top Issues

Issue Complaints
Loan servicing, payments, escrow account 103
Trouble during payment process 67
Struggling to pay mortgage 51
Loan modification,collection,foreclosure 39
Application, originator, mortgage broker 11
Settlement process and costs 10
Applying for a mortgage or refinancing an existing mortgage 8
Credit decision / Underwriting 5
Incorrect information on your report 4
Closing on a mortgage 3
Communication tactics 2
Problem with a credit reporting company's investigation into an existing problem 2
Attempts to collect debt not owed 1
Deposits and withdrawals 1
Disclosure verification of debt 1
Improper use of your report 1
Other 1

Yearly Trend

Year Complaints Timely
2012 2 100%
2013 16 100%
2014 20 95%
2015 44 97.7%
2016 64 98.4%
2017 87 89.7%
2018 68 100%
2019 9 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Pacific Union Financial, LLC

Pacific Union Financial, LLC has accumulated 310 consumer complaints in the CFPB public database, with filings active across 40 U.S. states. Of those submissions, 110 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2019-01-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Pacific Union Financial, LLC reports a 96.1% timely-response rate and has closed 98.1% of cases with a written explanation to the consumer. 1.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Loan servicing, payments, escrow account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Pacific Union Financial, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Pacific Union Financial, LLC have?

Pacific Union Financial, LLC has received 310 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Pacific Union Financial, LLC respond to complaints on time?

Pacific Union Financial, LLC has a 96.1% timely response rate to CFPB complaints.

What is the most common complaint about Pacific Union Financial, LLC?

The most common issue reported against Pacific Union Financial, LLC is "Loan servicing, payments, escrow account" in the "Mortgage" product category.

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