2026 data Public-data reference. official source

Bounce AI, Inc.

975 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

975 consumer complaints filed with the CFPB

This profile shows Bounce AI, Inc.'s complaint history from CFPB public records. 975 consumers have filed complaints since 2024. The company has a 99.1% timely response rate and has provided relief in 0% of cases.

975
Total Complaints
99.1%
Timely Response
0%
Disputed
0%
Relief Provided
43
States Active
2024
Since

Total complaints

975

Filed since 2024

Timely response

99.1%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 99.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Bounce AI, Inc. complaint mix by product

Total complaints: 975

Bounce AI, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 975 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 741 complaints (76.0%), resolution 0.0% Debt collection 76.0% Credit reporting: 225 complaints (23.1%), resolution 0.0% Credit reporting 23.1% Payday loan,: 4 complaints (0.4%), resolution 0.0% Credit card: 2 complaints (0.2%), resolution 0.0% Vehicle loan: 2 complaints (0.2%), resolution 0.0% Debt or: 1 complaints (0.1%), resolution 0.0%
  • Debt collection 741 76.0% 0% relief
  • Credit reporting 225 23.1% 0% relief
  • Payday loan, 4 0.4% 0% relief
  • Credit card 2 0.2% 0% relief
  • Vehicle loan 2 0.2% 0% relief
  • Debt or 1 0.1% 0% relief

How Bounce AI, Inc.'s 975 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 741
Credit reporting or other personal consumer reports 225
Payday loan, title loan, personal loan, or advance loan 4
Credit card 2
Vehicle loan or lease 2
Debt or credit management 1

Top States

State Complaints
TX 205
FL 117
GA 104
IL 53
CA 44
SC 33
PA 31
NY 31
AL 29
MD 29
NJ 27
AZ 25
TN 24
NC 23
LA 19
MS 16
OH 16
IN 14
MI 14
CT 12

Top Issues

Issue Complaints
Attempts to collect debt not owed 352
Took or threatened to take negative or legal action 135
Incorrect information on your report 114
False statements or representation 114
Written notification about debt 93
Improper use of your report 61
Problem with a company's investigation into an existing problem 50
Electronic communications 22
Communication tactics 20
Threatened to contact someone or share information improperly 5
Credit monitoring or identity theft protection services 3
Struggling to pay your loan 2
Unauthorized withdrawals or charges 1
Charged fees or interest you didn't expect 1
Problem with additional add-on products or services 1
Managing the loan or lease 1

Yearly Trend

Year Complaints Timely
2024 133 97%
2025 559 99.1%
2026 283 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Bounce AI, Inc.

Bounce AI, Inc. has accumulated 975 consumer complaints in the CFPB public database, with filings active across 43 U.S. states. Of those submissions, 136 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2024, and the most recent logged activity is 2026-03-28, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Bounce AI, Inc. reports a 99.1% timely-response rate and has closed 99.6% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Bounce AI, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Bounce AI, Inc. have?

Bounce AI, Inc. has received 975 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Bounce AI, Inc. respond to complaints on time?

Bounce AI, Inc. has a 99.1% timely response rate to CFPB complaints.

What is the most common complaint about Bounce AI, Inc.?

The most common issue reported against Bounce AI, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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