Bounce AI, Inc.
1.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Bounce AI, Inc. complaint mix by product
- Debt collection 1K 74.8% – 0% relief
- Credit reporting 324 23.7% – 0% relief
- Payday loan, 11 0.8% – 0% relief
- Credit card 4 0.3% – 0% relief
- Debt or 3 0.2% – 0% relief
- Vehicle loan 2 0.1% – 0% relief
How Bounce AI, Inc.'s 1.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.0K |
| Credit reporting or other personal consumer reports | 324 |
| Payday loan, title loan, personal loan, or advance loan | 11 |
| Credit card | 4 |
| Debt or credit management | 3 |
| Vehicle loan or lease | 2 |
Top States
| State | Complaints |
|---|---|
| TX | 299 |
| FL | 168 |
| GA | 133 |
| CA | 66 |
| IL | 64 |
| PA | 53 |
| SC | 49 |
| NY | 40 |
| TN | 38 |
| MD | 36 |
| NJ | 35 |
| AL | 35 |
| NC | 34 |
| AZ | 30 |
| LA | 25 |
| MS | 24 |
| MI | 23 |
| WI | 20 |
| OH | 18 |
| IN | 17 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 484 |
| Took or threatened to take negative or legal action | 177 |
| Incorrect information on your report | 165 |
| False statements or representation | 164 |
| Written notification about debt | 129 |
| Improper use of your report | 87 |
| Problem with a company's investigation into an existing problem | 75 |
| Electronic communications | 33 |
| Communication tactics | 26 |
| Threatened to contact someone or share information improperly | 8 |
| Credit monitoring or identity theft protection services | 4 |
| Struggling to pay your loan | 2 |
| Unauthorized withdrawals or charges | 2 |
| Charged fees or interest you didn't expect | 2 |
| Getting a credit card | 1 |
| Problem with additional add-on products or services | 1 |
| Problem with a purchase shown on your statement | 1 |
| Problem with customer service | 1 |
| Managing the loan or lease | 1 |
| Received a loan you didn't apply for | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 2 | 100% |
| 2024 | 173 | 95.4% |
| 2025 | 705 | 99.3% |
| 2026 | 485 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Bounce AI, Inc.
Bounce AI, Inc.'s 1,365 logged complaints reach a nationwide footprint - 46 states have at least one filing on record. Only 27% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2023 through 2026-06-26.
Bounce AI, Inc. answers 99% of complaints inside the CFPB's tracked window and closes 98.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bounce AI, Inc..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Bounce AI, Inc. have?
1,365, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Bounce AI, Inc. respond to complaints on time?
99% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Bounce AI, Inc.?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.