CFPB · Lower closed-with-relief share
Bounce AI, Inc.
1.4K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.
Bounce AI, Inc. closes 0% with relief (lower third) on 1.4K filings. Timely 99% · top product Debt collection. Allegations, not findings.
- Lower closed-with-relief share
- +24150% filings 2023 to 2026
CFPB relief outcome brief
CCDB company bounce-ai-inc
0% relief · 99% timely · 1.4K filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Bounce AI, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Bounce AI, Inc. scores strongest on timely response (98/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
98 / 100 percentile-benchmarked
99% of complaints answered inside the CFPB 15-day window
Closed with explanation
98 / 100 percentile-benchmarked
98.7% of complaints closed with an explanation to the consumer
How 1.4K complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Bounce AI, Inc. complaint mix by product
- Debt collection 1K 74.8% – 0% relief
- Credit reporting 324 23.7% – 0% relief
- Payday loan, 11 0.8% – 0% relief
- Credit card 4 0.3% – 0% relief
- Debt or 3 0.2% – 0% relief
- Vehicle loan 2 0.1% – 0% relief
Lighter-volume mix: how Bounce AI, Inc.'s 1.4K complaints split across CFPB product categories. Resolution badge = % closed with relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 1.0K |
| Credit reporting or other personal consumer reports | 324 |
| Payday loan, title loan, personal loan, or advance loan | 11 |
| Credit card | 4 |
| Debt or credit management | 3 |
| Vehicle loan or lease | 2 |
Nationwide filing states for Bounce AI, Inc.
Top states by attributed volume, lighter-filing company
- Leading state
- TX
- 21.9% of this company's filings
Bounce AI, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 485
- +24150% vs 2023
Volume vs. relief
Where Bounce AI, Inc. sits on volume vs. relief
Among the 342 companies large enough to be indexed on PlainComplaint, Bounce AI, Inc. files more complaint volume than 17% of them, and closes complaints with relief more often than 0% of them, placing it in the quadrant for lower volume, below-average relief. Complaint volume and relief rate are independent figures: a high-volume company can still resolve most complaints, and a low-volume one can resolve few.
Total complaints: 1,365 · Closed with relief: 0.0%
Top States
| State | Complaints |
|---|---|
| TX | 299 |
| FL | 168 |
| GA | 133 |
| CA | 66 |
| IL | 64 |
| PA | 53 |
| SC | 49 |
| NY | 40 |
| TN | 38 |
| MD | 36 |
| NJ | 35 |
| AL | 35 |
| NC | 34 |
| AZ | 30 |
| LA | 25 |
| MS | 24 |
| MI | 23 |
| WI | 20 |
| OH | 18 |
| IN | 17 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 484 |
| Took or threatened to take negative or legal action | 177 |
| Incorrect information on your report | 165 |
| False statements or representation | 164 |
| Written notification about debt | 129 |
| Improper use of your report | 87 |
| Problem with a company's investigation into an existing problem | 75 |
| Electronic communications | 33 |
| Communication tactics | 26 |
| Threatened to contact someone or share information improperly | 8 |
| Credit monitoring or identity theft protection services | 4 |
| Struggling to pay your loan | 2 |
| Unauthorized withdrawals or charges | 2 |
| Charged fees or interest you didn't expect | 2 |
| Getting a credit card | 1 |
| Problem with additional add-on products or services | 1 |
| Problem with a purchase shown on your statement | 1 |
| Problem with customer service | 1 |
| Managing the loan or lease | 1 |
| Received a loan you didn't apply for | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 2 | 100% |
| 2024 | 173 | 95.4% |
| 2025 | 705 | 99.3% |
| 2026 | 485 | 100% |
Source: CFPB Consumer Complaint Database
Bounce AI, Inc. in the lower-relief third
Bounce AI, Inc.'s 1,365 logged complaints reach a nationwide footprint - 46 states have at least one filing. Only 27% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-06-26. Closed-with-relief 0% sits in the lower third of the corpus.
Bounce AI, Inc. closes 0% with monetary or non-monetary relief and answers 99% inside the CFPB window; 98.7% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bounce AI, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Bounce AI, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 1.4K.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Bounce AI, Inc. (#285 of 342; 99% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share