CFPB · Lower closed-with-relief share

Bounce AI, Inc.

1.4K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.

1.4K CFPB complaints

Bounce AI, Inc. closes 0% with relief (lower third) on 1.4K filings. Timely 99% · top product Debt collection. Allegations, not findings.

  • Volume rank #285 of 342
  • Lower closed-with-relief share
  • +24150% filings 2023 to 2026

CFPB relief outcome brief

CCDB company bounce-ai-inc

0% relief · 99% timely · 1.4K filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Bounce AI, Inc. (this)0%Charles Schwab Corporation, …8.4%American First Finance, Inc.33.7%R & B Corporation of Virginia2.1%ACS Education Services4.7%
Closed-with-relief % among Bounce AI, Inc. and nearest filing-volume peers

Bounce AI, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 1.4K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Bounce AI, Inc. complaint mix by product

Total complaints: 1.4K

Bounce AI, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1.4K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 1,021 complaints (74.8%), resolution 0.0% Debt collection 74.8% Credit reporting: 324 complaints (23.7%), resolution 0.0% Credit reporting 23.7% Payday loan,: 11 complaints (0.8%), resolution 0.0% Credit card: 4 complaints (0.3%), resolution 0.0% Debt or: 3 complaints (0.2%), resolution 0.0% Vehicle loan: 2 complaints (0.1%), resolution 0.0%
  • Debt collection 1K 74.8% 0% relief
  • Credit reporting 324 23.7% 0% relief
  • Payday loan, 11 0.8% 0% relief
  • Credit card 4 0.3% 0% relief
  • Debt or 3 0.2% 0% relief
  • Vehicle loan 2 0.1% 0% relief

Lighter-volume mix: how Bounce AI, Inc.'s 1.4K complaints split across CFPB product categories. Resolution badge = % closed with relief.

Complaints by Product

Product Complaints
Debt collection 1.0K
Credit reporting or other personal consumer reports 324
Payday loan, title loan, personal loan, or advance loan 11
Credit card 4
Debt or credit management 3
Vehicle loan or lease 2

Nationwide filing states for Bounce AI, Inc.

Top states by attributed volume, lighter-filing company

Nationwide footprint
Leading state
TX
21.9% of this company's filings
TX299FL168GA133CA66IL64PA53SC49NY40

Bounce AI, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
485
+24150% vs 2023
0200400600800 2023202420252026 485

Top States

State Complaints
TX 299
FL 168
GA 133
CA 66
IL 64
PA 53
SC 49
NY 40
TN 38
MD 36
NJ 35
AL 35
NC 34
AZ 30
LA 25
MS 24
MI 23
WI 20
OH 18
IN 17

Top Issues

Issue Complaints
Attempts to collect debt not owed 484
Took or threatened to take negative or legal action 177
Incorrect information on your report 165
False statements or representation 164
Written notification about debt 129
Improper use of your report 87
Problem with a company's investigation into an existing problem 75
Electronic communications 33
Communication tactics 26
Threatened to contact someone or share information improperly 8
Credit monitoring or identity theft protection services 4
Struggling to pay your loan 2
Unauthorized withdrawals or charges 2
Charged fees or interest you didn't expect 2
Getting a credit card 1
Problem with additional add-on products or services 1
Problem with a purchase shown on your statement 1
Problem with customer service 1
Managing the loan or lease 1
Received a loan you didn't apply for 1

Yearly Trend

Year Complaints Timely
2023 2 100%
2024 173 95.4%
2025 705 99.3%
2026 485 100%

Source: CFPB Consumer Complaint Database

Bounce AI, Inc. in the lower-relief third

Bounce AI, Inc.'s 1,365 logged complaints reach a nationwide footprint - 46 states have at least one filing. Only 27% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-06-26. Closed-with-relief 0% sits in the lower third of the corpus.

Bounce AI, Inc. closes 0% with monetary or non-monetary relief and answers 99% inside the CFPB window; 98.7% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Bounce AI, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Bounce AI, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Bounce AI, Inc. (#285 of 342; 99% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share