CFPB · Single-product concentration

Acopia Capital Group

29 CFPB complaints · 93.1% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

29 CFPB complaints

Acopia Capital Group: 93.1% of 29 CFPB complaints sit in "Mortgage". Timely 86.2% · relief 10.3%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2012 to 2026

CFPB relief outcome brief

CCDB company acopia-capital-group

10.3% relief · 86.2% timely · 29 filings · Mortgage

Nearest relief peer: Franklin American Mortgage Co. (10.3% relief)

Acopia Capital Group (this)10.3%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Acopia Capital Group and nearest filing-volume peers

Acopia Capital Group closes 10.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Acopia Capital Group's 29 filings include narrative text

55.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 86.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Acopia Capital Group complaint mix by product

Total complaints: 29

Acopia Capital Group complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 29 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 27 complaints (93.1%), resolution 11.1% Mortgage 93.1% Debt collection: 1 complaints (3.4%), resolution 0.0% Credit reporting,: 1 complaints (3.4%), resolution 0.0%
  • Mortgage 27 93.1% 11% relief
  • Debt collection 1 3.4% 0% relief
  • Credit reporting, 1 3.4% 0% relief

How Acopia Capital Group's 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 27
Debt collection 1
Credit reporting, credit repair services, or other personal consumer reports 1

Where Acopia Capital Group complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TN
37.9% of this company's filings
TN11GA6FL3CO2AL2MS1NC1NY1

Acopia Capital Group complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2012
0123456 20122015201620172018202020212022202320242026 1

Top States

State Complaints
TN 11
GA 6
FL 3
CO 2
AL 2
MS 1
NC 1
NY 1
CA 1
LA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 7
Closing on a mortgage 5
Trouble during payment process 4
Settlement process and costs 3
Struggling to pay mortgage 3
Loan servicing, payments, escrow account 2
Took or threatened to take negative or legal action 1
Loan modification,collection,foreclosure 1
Application, originator, mortgage broker 1
Credit decision / Underwriting 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2015 2 100%
2016 5 100%
2017 4 25%
2018 3 66.7%
2020 2 100%
2021 5 100%
2022 3 100%
2023 1 100%
2024 2 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

Acopia Capital Group filings cluster in one product

Acopia Capital Group's 29 logged complaints stay concentrated: only 10 states show a filing. 55.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-05-06.

Acopia Capital Group answers 86.2% of complaints inside the CFPB's tracked window and closes 89.7% with a written explanation. 10.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Acopia Capital Group.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Acopia Capital Group: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Acopia Capital Group (86.2% timely; 10.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration