CFPB · Diversified product mix
A+ Loans, Inc.
25 CFPB complaints · diversified mix (top product 32%) · top issue Incorrect information on your report.
A+ Loans, Inc.: top product "Debt collection" is only 32% of 25 - multi-bucket mix. Timely 96% · relief 0%. Allegations, not findings.
- Diversified product mix
- -25% filings 2020 to 2026
CFPB relief outcome brief
CCDB company a-loans-inc
0% relief · 96% timely · 25 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
A+ Loans, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of A+ Loans, Inc.'s 25 filings include narrative text
44% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
A+ Loans, Inc. complaint mix by product
- Debt collection 8 32.0% – 0% relief
- Credit reporting 6 24.0% – 0% relief
- Payday loan, 5 20.0% – 0% relief
- Credit reporting, 5 20.0% – 0% relief
- Payday loan, 1 4.0% – 0% relief
How A+ Loans, Inc.'s 25 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 8 |
| Credit reporting or other personal consumer reports | 6 |
| Payday loan, title loan, or personal loan | 5 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Concentrated filing states for A+ Loans, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 76% of this company's filings
A+ Loans, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- -25% vs 2020
Top States
| State | Complaints |
|---|---|
| GA | 19 |
| TX | 4 |
| CA | 1 |
| SC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 8 |
| Attempts to collect debt not owed | 4 |
| Problem with a company's investigation into an existing problem | 2 |
| Took or threatened to take negative or legal action | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Loan payment wasn't credited to your account | 2 |
| Written notification about debt | 1 |
| Confusing or missing disclosures | 1 |
| False statements or representation | 1 |
| Improper use of your report | 1 |
| Can't contact lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2020 | 4 | 100% |
| 2021 | 6 | 100% |
| 2022 | 1 | 100% |
| 2023 | 1 | 100% |
| 2024 | 6 | 83.3% |
| 2025 | 4 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database
A+ Loans, Inc. spreads across product buckets
A+ Loans, Inc.'s 25 logged complaints stay concentrated: only 4 states show a filing. 44% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2020 through 2026-03-19.
A+ Loans, Inc. answers 96% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about A+ Loans, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for A+ Loans, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 25.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for A+ Loans, Inc. (96% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix