CFPB · Diversified product mix
1 Auto Finance, Inc.
8 CFPB complaints · diversified mix (top product 25%) · top issue Improper use of your report.
1 Auto Finance, Inc.: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 25% of 8 - multi-bucket mix. Timely 0% · relief 0%. Allegations, not findings.
- Diversified product mix
- 0% filings 2021 to 2026
CFPB relief outcome brief
CCDB company 1-auto-finance-inc
0% relief · 0% timely · 8 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
1 Auto Finance, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
1 Auto Finance, Inc. complaint mix by product
- Credit reporting, 2 25.0% – 0% relief
- Debt collection 2 25.0% – 0% relief
- Debt or 2 25.0% – 0% relief
- Vehicle loan 1 12.5% – 0% relief
- Credit reporting 1 12.5% – 0% relief
How 1 Auto Finance, Inc.'s 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Debt collection | 2 |
| Debt or credit management | 2 |
| Vehicle loan or lease | 1 |
| Credit reporting or other personal consumer reports | 1 |
Where 1 Auto Finance, Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TN
- 25% of this company's filings
1 Auto Finance, Inc. complaints by year
Annual filing volume from the CFPB public database
- 2026
- 1
- 0% vs 2021
Top States
| State | Complaints |
|---|---|
| TN | 2 |
| OK | 2 |
| IL | 1 |
| CA | 1 |
| GA | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 3 |
| Attempts to collect debt not owed | 2 |
| Repossession | 1 |
| Charged upfront or unexpected fees | 1 |
| Confusing or missing disclosures | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 1 | 0% |
| 2022 | 1 | 0% |
| 2023 | 1 | 0% |
| 2025 | 4 | 0% |
| 2026 | 1 | 0% |
Source: CFPB Consumer Complaint Database
1 Auto Finance, Inc. spreads across product buckets
1 Auto Finance, Inc.'s 8 logged complaints stay concentrated: only 6 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-04-22.
1 Auto Finance, Inc. answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about 1 Auto Finance, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for 1 Auto Finance, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 8.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for 1 Auto Finance, Inc. (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix