| rather I was told of a few more days to investigate this now two week old problem. A problem that has affected my health and stolen at least 15 hours of my life dealing with this grossly incompetent company that has provided the opposite of what they claim to be about.,,AMERICAN EXPRESS COMPANY,FL,33134,Older American,Consent provided,Web,2021-10-01,Closed with explanation,Yes,N/A,4772010 | 1 | 0.0% | albeit to my hoe address. I proceeded to once again call the fraud department at Amex. 45 minutes later I was told that shortly after closing my account for good the first time |
| rather than # 4. Thereby putting a person of my age under the unnecessary burden of paying interest of 7.5 % or more on a loan offered by the City that was meant to be zero interest | 1 | 0.0% | the unnamed underwriter instructed XXXX XXXX |
| rather than ( properly ) cancel the supposed debt. Besides viewing this with utter disgust | 1 | 0.0% | with no one who speaks fluent English |
| rather than 100 new accounts opened with a credit limit of | 1 | 0.0% | only to soon find out that the credit limit they're approved for is far below what they'd need to actually purchase the item |
| rather than 30 days after the missed payment due date. Examiners also found that furnishers reported inaccurate dates of first delinquency for accounts by reporting the dates of first delinquency as more recent than they should have been | 1 | 0.0% | Fair Credit Reporting ; Facially False Data |
| rather than a computer-generated confirmation. | 14 | 0.0% | in compliance with The Fair Credit Reporting Act |
| rather than a computer-generated confirmation. Please provide the following : 1. The names and business addresses of each individual with whom you verified the information above | 7 | 0.0% | in accordance with the Fair Credit Reporting Act |
| rather than a computer-generated confirmation. Please provide the following : The names and business addresses of each individual with whom you verified the information above | 2 | 0.0% | in accordance with the Fair Credit Reporting Act |
| rather than a computer-generated confirmation. Your cooperation and prompt attention are legally required.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NJ,08817,,Consent provided,Web,2024-11-09,Closed with explanation,Yes,N/A,10729611 | 1 | 0.0% | in compliance with The Fair Credit Reporting Act |
| rather than a customer who paid for a premium warranty expecting respect and a solution. | 1 | 0.0% | and the situation went from bad to worse. He spoke down to me |
| rather than a legitimate need for verification. | 1 | 0.0% | proof of address |
| rather than a positive improvement. the SeedFi tradeline created an increased credit score after payments were reported. when XXXX suddenly removed the tradeline | 1 | 0.0% | rather than maintain and service the existing accounts when XXXX XXXX institution buys another. because the value of the company sold/purchased is determined by its accounts. In doing this |
| rather than a positive improvement. the XXXX tradeline created an increased credit score after payments were reported. when CreditKarma suddenly removed the tradeline | 1 | 0.0% | rather than maintain and service the existing accounts when one financial institution buys another. because the value of the company sold/purchased is determined by its accounts. In doing this |
| rather than acknowledging the issue. | 1 | 0.0% | during our phone call |
| rather than addressing a complaint. She insisted I provide the ROV emails that went unanswered and stated that she can not find any record of me ever leaving a voicemail for my LO after the denial | 1 | 0.0% | who I believe said she was in TN |
| rather than addressing my legitimate questions and concerns in good faith. | 1 | 0.0% | when I asked about the handling of my loan and payment questions |
| rather than allowing the contractor to do it. | 1 | 0.0% | she advised that I needed to spend approximately {$11000.00} out of pocket for parcel mergers |
| rather than avoiding my responsibilities.,,CL Holdings LLC,TX,78574,Servicemember,Consent provided,Web,2024-10-26,Closed with explanation,Yes,N/A,10573916 | 1 | 0.0% | I have previously requested a debt validation letter from another collection agency |
| rather than being able to do something online via Secure message or Chase.com. | 1 | 0.0% | I logged in to review my account. I noticed I had a balance on my Chase United Card |
| rather than being assisted with setup over the phone. Unfortunately | 2 | 0.0% | as I was initially assured that the delinquency could be removed.Check the recording of our conversation. I respectfully request that XXXX XXXX XXXXXXXX honor its original commitment and I am writing to formally address an issue I have encountered with setting up auto pay for my account and the subsequent impact on my credit report. In an effort to set up auto pay |
| rather than being removed completely. | 1 | 0.0% | and was re-directed to another office called the IL XXXX XXXX XXXX. '' A rep at that unit told me he saw the notes |
| rather than communicating directly with me or my consolidation agent. | 2 | 0.0% | but your company |
| rather than conducting a proper | 1 | 0.0% | Experian has continued to report this account despite Discovers inability to provide complete and proper validation under the Fair Credit Reporting Act ( FCRA ). Specifically |
| rather than crediting me the larger interest charge debited on that date ( {$51.00} ) | 1 | 0.0% | AmEx implements its deceptive policy so as to minimize its refund to its customer and maximize the charges its customer pays. As noted above |
| rather than delaying or refusing to provide lawful documentation. | 1 | 0.0% | including how it was calculated and who is owed each portion ; The date |
| RATHER THAN DELETE THE EXTRA CREDIT | 1 | 0.0% | AND CAPITAL ONE |
| rather than directly placing the disputed fees in the customer 's payment form and adding fees such as delay and interest. They have reason to trust merchants and sellers | 1 | 0.0% | XXXX XXXX XXXX XXXX {$14.00} Total expenses : {$66.00} XXXX. DISCOVER has an unfriendly policy towards customers : from the beginning |
| rather than going into a local branch and dealing with this situation | 1 | 0.0% | XX/XX/XXXX and I still have not received the documents that I requested to verify that Freedom Mortgage is ; one |
| rather than having been removed | 1 | 0.0% | who said that she could see the escalated case and that the charge would not be placed back on my account |
| rather than hire a lawyer. The final letter I received from the AG 's office was dated XX/XX/XXXX. On XX/XX/XXXX | 1 | 0.0% | and certainly no verification of debt |
| rather than interest under the Purchase APR. | 2 | 0.0% | you may use the My Chase Plan feature through Chase.com or the Chase Mobile App to create |
| rather than making backroom deals | 1 | 0.0% | Wells Fargo subsidiary |
| rather than merely to raise revenue | 1 | 0.0% | e.g. |
| rather than overnight the check to her. This means that she will probably have to wait at least another 10 - 14 days before she receives a check ( remember | 1 | 0.0% | I asked why they won't simply deposit the funds directly into her checking account. They said they couldn't do so. I then asked to speak with a supervisor. When I asked XXXX |
| rather than paying {$4.00} | 1 | 0.0% | I received another FedLoan bill |
| rather than penalizing me for errors made by the original creditor that were later corrected and resulted in the accounts being paid to the original creditor.,,Designed Receivable Solutions | 1 | 0.0% | and XXXX XXXX has been paid in full |
| rather than relying on cursory checks. | 1 | 0.0% | the CRAs have not fulfilled their statutory obligations set forth under the Fair Credit Reporting Act ( FCRA ) |
| rather than resolving the accurate reflection that the account is paid | 1 | 0.0% | to this day has not resolved this dispute. I have asked them to update and correct this information on XX/XX/XXXX |
| rather than resorting to serial handoffs to different collectors. | 1 | 0.0% | I have repeatedly ( monthly ) requested proper validation of this debt. Rather than providing the required documentation |
| rather than seven ( if you count payments starting with XXXX DLSCNS alone ). Policy : Paused payments count toward PSLF and TEPSLF as long as you meet all other qualifications. You will get credit as though you made monthly payments. To see these qualifying payments | 1 | 0.0% | if MOHELA is documenting that I do not have student loan payments to consider because of a XXXX DLSCNS |
| rather than simply stating that it has been verified. I would like to see the documentation and evidence that supports the accuracy of these entries | 1 | 0.0% | I have been attempting to resolve these inaccuracies |
| rather than taking UNILATERAL ACTION AGAINST MY EXPRESS INSTRUCTIONS.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,FL,33334,,Consent provided,Web,2018-03-02,Closed with explanation,Yes,N/A,2831261 | 1 | 0.0% | the day before the payments were to be sent Wells Fargo - ON ITS OWN - sent me an email telling me it had cancelled one of the two payments. The email was titled Wells Fargo Bill Pay : Duplicate Payment Not Sent '' and it said : We did not send the following payment because you had already scheduled another payment to this payee for the same amount on the same date |
| rather than that of a Repayment Plan. | 1 | 0.0% | and I have yet to receive any correspondence from Select Portfolio Servicing XXXX XXXX |
| rather than the balance reduced by the payment I made - Once again | 1 | 0.0% | still unaware of the change |
| rather than the current value of the home ( {$410000.00} ). This should have been especially apparent | 1 | 0.0% | I forwarded it to Loan Depot for processing ( via email attachment. ) After Loan Depot processed this payment |
| rather than the erroneous assertion of three. | 1 | 0.0% | the same paragraph in the correspondent 's response erroneously asserts that there is no legal requirement in Maryland for the use of certified mail as a precursor to repossession. Contrary to this claim |
| rather than the fraudulent Texas address Chase has on file. I reported identify theft to local police and to the Federal Trade Commission. I filed a dispute with XXXX for the information on my credit report and XXXX found that the address tied to the card was a fraudulent address. I have sent all these documents to Chase. Yet | 1 | 0.0% | Texas on XX/XX/XXXX. Apparently Chase fraud services believes that it is impossible to open a fraudulent credit account in-person |
| rather than the full amount over 10 days. | 1 | 0.0% | I was traveling and unable to follow up. On Sunday I downloaded the PDF copy of my XX/XX/XXXX statement |
| rather than the industry standard between 90 to 180 days on non-payment? | 1 | 0.0% | from the former creditor you list |
| rather than the other way around.,,DISCOVER BANK,ID,XXXXX,,Consent provided,Web,2017-11-30,Closed with monetary relief,Yes,N/A,2743031 | 1 | 0.0% | because Discover indicated that this was an issue that affected many with student loans owned by Discover. Though my loans balances are low |
