CFPB · Narrative-heavy record
Zingo Cash Illinois LLC
16 CFPB complaints · 43.8% with narratives · top issue Problem with a credit reporting company's investigation into an existing problem.
Zingo Cash Illinois LLC: 43.8% of 16 filings include consumer narratives. Timely 12.5% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- -66.7% filings 2016 to 2025
CFPB relief outcome brief
CCDB company zingo-cash-illinois-llc
0% relief · 12.5% timely · 16 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Zingo Cash Illinois LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Zingo Cash Illinois LLC's 16 filings include narrative text
43.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Zingo Cash Illinois LLC complaint mix by product
- Credit reporting, 7 43.8% – 0% relief
- Debt collection 4 25.0% – 0% relief
- Credit reporting 2 12.5% – 0% relief
- Payday loan, 2 12.5% – 0% relief
- Consumer Loan 1 6.3% – 0% relief
How Zingo Cash Illinois LLC's 16 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Debt collection | 4 |
| Credit reporting or other personal consumer reports | 2 |
| Payday loan, title loan, or personal loan | 2 |
| Consumer Loan | 1 |
Concentrated filing states for Zingo Cash Illinois LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 81.3% of this company's filings
Zingo Cash Illinois LLC falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -66.7% vs 2016
Top States
| State | Complaints |
|---|---|
| IL | 13 |
| AR | 2 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Improper use of your report | 3 |
| Communication tactics | 2 |
| Problem with a company's investigation into an existing problem | 1 |
| Incorrect information on your report | 1 |
| Improper contact or sharing of info | 1 |
| Problems when you are unable to pay | 1 |
| Struggling to pay your loan | 1 |
| Took or threatened to take negative or legal action | 1 |
| Problem with additional add-on products or services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 3 | 0% |
| 2017 | 1 | 0% |
| 2018 | 4 | 50% |
| 2019 | 3 | 0% |
| 2020 | 1 | 0% |
| 2021 | 2 | 0% |
| 2024 | 1 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Zingo Cash Illinois LLC's narrative-rich complaint ledger
Zingo Cash Illinois LLC's 16 logged complaints stay concentrated: only 3 states show a filing. 43.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-07-29.
Zingo Cash Illinois LLC answers 12.5% of complaints inside the CFPB's tracked window and closes 87.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Problem with a credit reporting company's investigation into an existing problem."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zingo Cash Illinois LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Zingo Cash Illinois LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 16.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 12.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Zingo Cash Illinois LLC (12.5% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record