Zarzaur and Schwartz, PC
76 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Zarzaur and Schwartz, PC complaint mix by product
- Debt collection 61 80.3% – 5% relief
- Credit reporting 6 7.9% – 0% relief
- Credit reporting, 4 5.3% – 0% relief
- Credit card 2 2.6% – 0% relief
- Vehicle loan 1 1.3% – 0% relief
- Debt or 1 1.3% – 0% relief
- Consumer Loan 1 1.3% – 0% relief
How Zarzaur and Schwartz, PC's 76 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 61 |
| Credit reporting or other personal consumer reports | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit card | 2 |
| Vehicle loan or lease | 1 |
| Debt or credit management | 1 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| AL | 67 |
| LA | 4 |
| MS | 3 |
| FL | 1 |
| AE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 22 |
| Took or threatened to take negative or legal action | 15 |
| Written notification about debt | 14 |
| Incorrect information on your report | 6 |
| Disclosure verification of debt | 3 |
| Getting a credit card | 2 |
| Improper use of your report | 2 |
| Communication tactics | 2 |
| False statements or representation | 2 |
| Struggling to pay your loan | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Unauthorized withdrawals or charges | 1 |
| Problems when you are unable to pay | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 5 | 100% |
| 2015 | 1 | 100% |
| 2016 | 2 | 100% |
| 2019 | 4 | 100% |
| 2020 | 2 | 100% |
| 2021 | 5 | 100% |
| 2022 | 8 | 100% |
| 2023 | 15 | 100% |
| 2024 | 11 | 100% |
| 2025 | 16 | 81.3% |
| 2026 | 6 | 0% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Zarzaur and Schwartz, PC
Zarzaur and Schwartz, PC's 76 logged complaints stay concentrated: only 5 states show a filing on record. Only 34.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-05-18.
Zarzaur and Schwartz, PC answers 88.2% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 3.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zarzaur and Schwartz, PC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Zarzaur and Schwartz, PC have?
76, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Zarzaur and Schwartz, PC respond to complaints on time?
88.2% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Zarzaur and Schwartz, PC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.