CFPB · Single-product concentration
Zarzaur and Schwartz, PC
76 CFPB complaints · 80.3% in "Debt collection" · top issue Attempts to collect debt not owed.
Zarzaur and Schwartz, PC: 80.3% of 76 CFPB complaints sit in "Debt collection". Timely 88.2% · relief 3.9%. Allegations, not findings.
- Single-product concentration
- +500% filings 2013 to 2026
CFPB relief outcome brief
CCDB company zarzaur-and-schwartz-pc
3.9% relief · 88.2% timely · 76 filings · Debt collection
Same-product relief peers
Nearest relief peer: Paramount Recovery Systems, L.P. (3.9% relief)
Zarzaur and Schwartz, PC closes 3.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 76 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Zarzaur and Schwartz, PC complaint mix by product
- Debt collection 61 80.3% – 5% relief
- Credit reporting 6 7.9% – 0% relief
- Credit reporting, 4 5.3% – 0% relief
- Credit card 2 2.6% – 0% relief
- Vehicle loan 1 1.3% – 0% relief
- Debt or 1 1.3% – 0% relief
- Consumer Loan 1 1.3% – 0% relief
How Zarzaur and Schwartz, PC's 76 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 61 |
| Credit reporting or other personal consumer reports | 6 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit card | 2 |
| Vehicle loan or lease | 1 |
| Debt or credit management | 1 |
| Consumer Loan | 1 |
Concentrated filing states for Zarzaur and Schwartz, PC
Top states by attributed CFPB complaint volume for this company
- Leading state
- AL
- 88.2% of this company's filings
Zarzaur and Schwartz, PC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 6
- +500% vs 2013
Top States
| State | Complaints |
|---|---|
| AL | 67 |
| LA | 4 |
| MS | 3 |
| FL | 1 |
| AE | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 22 |
| Took or threatened to take negative or legal action | 15 |
| Written notification about debt | 14 |
| Incorrect information on your report | 6 |
| Disclosure verification of debt | 3 |
| Getting a credit card | 2 |
| Improper use of your report | 2 |
| Communication tactics | 2 |
| False statements or representation | 2 |
| Struggling to pay your loan | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Unauthorized withdrawals or charges | 1 |
| Problems when you are unable to pay | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Improper contact or sharing of info | 1 |
| Taking/threatening an illegal action | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 5 | 100% |
| 2015 | 1 | 100% |
| 2016 | 2 | 100% |
| 2019 | 4 | 100% |
| 2020 | 2 | 100% |
| 2021 | 5 | 100% |
| 2022 | 8 | 100% |
| 2023 | 15 | 100% |
| 2024 | 11 | 100% |
| 2025 | 16 | 81.3% |
| 2026 | 6 | 0% |
Source: CFPB Consumer Complaint Database
Zarzaur and Schwartz, PC filings cluster in one product
Zarzaur and Schwartz, PC's 76 logged complaints stay concentrated: only 5 states show a filing. Only 34.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-05-18.
Zarzaur and Schwartz, PC answers 88.2% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 3.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Zarzaur and Schwartz, PC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Zarzaur and Schwartz, PC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 76.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 88.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Zarzaur and Schwartz, PC (88.2% timely; 3.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration