CFPB · Narrative-heavy record
Young America Holdings, LLC
7 CFPB complaints · 85.7% with narratives · top issue Fraud or scam.
Young America Holdings, LLC: 85.7% of 7 filings include consumer narratives. Timely 71.4% · relief 42.9% · top product Credit card or prepaid card. Allegations, not findings.
- Narrative-heavy record
- -50% filings 2016 to 2024
CFPB relief outcome brief
CCDB company young-america-holdings-llc
42.9% relief · 71.4% timely · 7 filings · Credit card or prepaid card
Same-product relief peers
Nearest relief peer: Bread Financial Holdings, Inc. (43.3% relief)
Young America Holdings, LLC closes 42.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Young America Holdings, LLC complaint mix by product
- Credit card 4 57.1% – 50% relief
- Prepaid card 2 28.6% – 50% relief
- Debt collection 1 14.3% – 0% relief
How Young America Holdings, LLC's 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit card or prepaid card | 4 |
| Prepaid card | 2 |
| Debt collection | 1 |
Where Young America Holdings, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 28.6% of this company's filings
Young America Holdings, LLC falling annual filings
Annual filing volume from the CFPB public database
- 2024
- 1
- -50% vs 2016
Top States
| State | Complaints |
|---|---|
| IL | 2 |
| NC | 1 |
| NV | 1 |
| AL | 1 |
| NE | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 2 |
| Trouble using the card | 2 |
| Took or threatened to take negative or legal action | 1 |
| Unexpected or other fees | 1 |
| Problem getting a card or closing an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 2 | 50% |
| 2017 | 4 | 100% |
| 2024 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Young America Holdings, LLC's narrative-rich complaint ledger
Young America Holdings, LLC's 7 logged complaints stay concentrated: only 6 states show a filing. 85.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2024-10-31.
Young America Holdings, LLC answers 71.4% of complaints inside the CFPB's tracked window and closes 42.9% with a written explanation. 42.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card or prepaid card" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Young America Holdings, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Young America Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 7.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 71.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Young America Holdings, LLC (71.4% timely; 42.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record