2026 data Public-data reference. official source

WRJ Holdings, LLC

17 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

17 consumer complaints filed with the CFPB

This profile shows WRJ Holdings, LLC's complaint history from CFPB public records. 17 consumers have filed complaints since 2017. The company has a 94.1% timely response rate and has provided relief in 5.9% of cases.

17
Total Complaints
94.1%
Timely Response
0%
Disputed
5.9%
Relief Provided
1
States Active
2017
Since

Total complaints

17

Filed since 2017

Timely response

94.1%

CFPB-tracked response window

Relief rate

5.9%

Closed with monetary or non-monetary relief

Timely response rate 94.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.9%
Industry median

Share closed with monetary or non-monetary relief.

WRJ Holdings, LLC complaint mix by product

Total complaints: 17

WRJ Holdings, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 12 complaints (70.6%), resolution 0.0% Payday loan, 70.6% Payday loan,: 3 complaints (17.6%), resolution 0.0% Payday loan, 17.6% Vehicle loan: 1 complaints (5.9%), resolution 100.0% Credit reporting,: 1 complaints (5.9%), resolution 0.0%
  • Payday loan, 12 70.6% 0% relief
  • Payday loan, 3 17.6% 0% relief
  • Vehicle loan 1 5.9% 100% relief
  • Credit reporting, 1 5.9% 0% relief

How WRJ Holdings, LLC's 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 12
Payday loan, title loan, personal loan, or advance loan 3
Vehicle loan or lease 1
Credit reporting, credit repair services, or other personal consumer reports 1

Top States

State Complaints
GA 16

Top Issues

Issue Complaints
Vehicle was repossessed or sold the vehicle 5
Problem with the payoff process at the end of the loan 4
Charged fees or interest you didn't expect 3
Struggling to pay your loan 2
Can't stop withdrawals from your bank account 1
Managing the loan or lease 1
Problem with fraud alerts or security freezes 1

Yearly Trend

Year Complaints Timely
2017 3 100%
2018 4 100%
2019 4 100%
2021 2 100%
2022 1 100%
2023 2 100%
2026 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About WRJ Holdings, LLC

WRJ Holdings, LLC has accumulated 17 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 9 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-02-10, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, WRJ Holdings, LLC reports a 94.1% timely-response rate and has closed 88.2% of cases with a written explanation to the consumer. 5.9% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Vehicle was repossessed or sold the vehicle".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating WRJ Holdings, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does WRJ Holdings, LLC have?

WRJ Holdings, LLC has received 17 consumer complaints filed with the Consumer Financial Protection Bureau.

Does WRJ Holdings, LLC respond to complaints on time?

WRJ Holdings, LLC has a 94.1% timely response rate to CFPB complaints.

What is the most common complaint about WRJ Holdings, LLC?

The most common issue reported against WRJ Holdings, LLC is "Vehicle was repossessed or sold the vehicle" in the "Payday loan, title loan, or personal loan" product category.

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