CFPB · Narrative-heavy record
WRJ Holdings, LLC
24 CFPB complaints · 58.3% with narratives · top issue Vehicle was repossessed or sold the vehicle.
WRJ Holdings, LLC: 58.3% of 24 filings include consumer narratives. Timely 83.3% · relief 4.2% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- +33.3% filings 2017 to 2026
CFPB relief outcome brief
CCDB company wrj-holdings-llc
4.2% relief · 83.3% timely · 24 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: LendingUSA (4.2% relief)
WRJ Holdings, LLC closes 4.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of WRJ Holdings, LLC's 24 filings include narrative text
58.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
WRJ Holdings, LLC complaint mix by product
- Payday loan, 16 66.7% – 0% relief
- Payday loan, 5 20.8% – 0% relief
- Debt collection 1 4.2% – 0% relief
- Credit reporting, 1 4.2% – 0% relief
- Vehicle loan 1 4.2% – 100% relief
How WRJ Holdings, LLC's 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 16 |
| Payday loan, title loan, personal loan, or advance loan | 5 |
| Debt collection | 1 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
| Vehicle loan or lease | 1 |
Concentrated filing states for WRJ Holdings, LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 91.7% of this company's filings
WRJ Holdings, LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- +33.3% vs 2017
Top States
| State | Complaints |
|---|---|
| GA | 22 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Vehicle was repossessed or sold the vehicle | 7 |
| Struggling to pay your loan | 4 |
| Problem with the payoff process at the end of the loan | 4 |
| Charged fees or interest you didn't expect | 3 |
| False statements or representation | 1 |
| Was approved for a loan, but didn't receive money | 1 |
| Problem with fraud alerts or security freezes | 1 |
| Managing the loan or lease | 1 |
| Can't stop withdrawals from your bank account | 1 |
| Received a loan you didn't apply for | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 3 | 100% |
| 2018 | 6 | 100% |
| 2019 | 5 | 100% |
| 2021 | 2 | 100% |
| 2022 | 2 | 100% |
| 2023 | 2 | 100% |
| 2026 | 4 | 0% |
Source: CFPB Consumer Complaint Database
WRJ Holdings, LLC's narrative-rich complaint ledger
WRJ Holdings, LLC's 24 logged complaints stay concentrated: only 2 states show a filing. 58.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2026-05-12.
WRJ Holdings, LLC answers 83.3% of complaints inside the CFPB's tracked window and closes 79.2% with a written explanation. 4.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Vehicle was repossessed or sold the vehicle."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about WRJ Holdings, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for WRJ Holdings, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 24.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for WRJ Holdings, LLC (83.3% timely; 4.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record