CFPB · Single-product concentration

Works & Lentz of Tulsa, Inc.

72 CFPB complaints · 93.1% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

72 CFPB complaints

Works & Lentz of Tulsa, Inc.: 93.1% of 72 CFPB complaints sit in "Debt collection". Timely 97.2% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2013 to 2026

CFPB relief outcome brief

CCDB company works-lentz-of-tulsa-inc

0% relief · 97.2% timely · 72 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Works & Lentz of Tulsa, Inc.(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Works & Lentz of Tulsa, Inc. and nearest filing-volume peers

Works & Lentz of Tulsa, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Works & Lentz of Tulsa, Inc. scores strongest on timely response (95/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

52 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

95 / 100 percentile-benchmarked

97.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

92 / 100 percentile-benchmarked

95.8% of complaints closed with an explanation to the consumer

How 72 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 97.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Works & Lentz of Tulsa, Inc. complaint mix by product

Total complaints: 72

Works & Lentz of Tulsa, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 72 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 67 complaints (93.1%), resolution 0.0% Debt collection 93.1% Credit reporting,: 3 complaints (4.2%), resolution 0.0% Student loan: 2 complaints (2.8%), resolution 0.0%
  • Debt collection 67 93.1% – 0% relief
  • Credit reporting, 3 4.2% – 0% relief
  • Student loan 2 2.8% – 0% relief

How Works & Lentz of Tulsa, Inc.'s 72 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 67
Credit reporting, credit repair services, or other personal consumer reports 3
Student loan 2

Concentrated filing states for Works & Lentz of Tulsa, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OK
83.3% of this company's filings
OK60TX3SC1GA1KY1AR1LA1NM1

Works & Lentz of Tulsa, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
3
+200% vs 2013
05101520 2013201520172019202120242026 3

Top States

State Complaints
OK 60
TX 3
SC 1
GA 1
KY 1
AR 1
LA 1
NM 1
AZ 1
MO 1
CO 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 15
Took or threatened to take negative or legal action 12
False statements or representation 11
Attempts to collect debt not owed 8
Written notification about debt 7
Communication tactics 6
Disclosure verification of debt 6
Taking/threatening an illegal action 2
Dealing with your lender or servicer 2
Incorrect information on your report 2
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 7 100%
2015 4 100%
2016 16 100%
2017 13 84.6%
2018 10 100%
2019 3 100%
2020 3 100%
2021 3 100%
2023 1 100%
2024 1 100%
2025 7 100%
2026 3 100%

Source: CFPB Consumer Complaint Database

Works & Lentz of Tulsa, Inc. filings cluster in one product

Works & Lentz of Tulsa, Inc.'s 72 logged complaints stay concentrated: only 11 states show a filing. Only 37.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-25.

Works & Lentz of Tulsa, Inc. answers 97.2% of complaints inside the CFPB's tracked window and closes 95.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Works & Lentz of Tulsa, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Works & Lentz of Tulsa, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Works & Lentz of Tulsa, Inc. (97.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration