CFPB · Narrative-heavy record
Winona Holdings, Inc.
12 CFPB complaints · 66.7% with narratives · top issue Incorrect information on your report.
Winona Holdings, Inc.: 66.7% of 12 filings include consumer narratives. Timely 0% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +100% filings 2016 to 2025
CFPB relief outcome brief
CCDB company winona-holdings-inc
0% relief · 0% timely · 12 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Winona Holdings, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Winona Holdings, Inc. scores 0/100 on relief provided, blended into one composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
0% of complaints answered inside the CFPB 15-day window
Closed with explanation
0 / 100 percentile-benchmarked
0% of complaints closed with an explanation to the consumer
Most of Winona Holdings, Inc.'s 12 filings include narrative text
66.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Winona Holdings, Inc. complaint mix by product
- Debt collection 7 58.3% – 0% relief
- Credit reporting 4 33.3% – 0% relief
- Other financial 1 8.3% – 0% relief
How Winona Holdings, Inc.'s 12 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 7 |
| Credit reporting or other personal consumer reports | 4 |
| Other financial service | 1 |
Concentrated filing states for Winona Holdings, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 58.3% of this company's filings
Winona Holdings, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 2
- +100% vs 2016
Top States
| State | Complaints |
|---|---|
| CA | 7 |
| MI | 1 |
| FL | 1 |
| LA | 1 |
| WA | 1 |
| OH | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 3 |
| Attempts to collect debt not owed | 3 |
| Communication tactics | 2 |
| Improper use of your report | 1 |
| Fraud or scam | 1 |
| False statements or representation | 1 |
| Cont'd attempts collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 0% |
| 2017 | 2 | 0% |
| 2018 | 2 | 0% |
| 2020 | 1 | 0% |
| 2021 | 1 | 0% |
| 2023 | 1 | 0% |
| 2024 | 2 | 0% |
| 2025 | 2 | 0% |
Source: CFPB Consumer Complaint Database
Winona Holdings, Inc.'s narrative-rich complaint ledger
Winona Holdings, Inc.'s 12 logged complaints stay concentrated: only 6 states show a filing. 66.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-06-30.
Winona Holdings, Inc. answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Winona Holdings, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Winona Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 12.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Winona Holdings, Inc. (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record