CFPB · Narrative-heavy record

Windham Equity Company

27 CFPB complaints · 55.6% with narratives · top issue Incorrect information on your report.

27 CFPB complaints

Windham Equity Company: 55.6% of 27 filings include consumer narratives. Timely 77.8% · relief 0% · top product Credit reporting or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • -66.7% filings 2021 to 2026

CFPB relief outcome brief

CCDB company windham-equity-company

0% relief · 77.8% timely · 27 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Fidelity National Information Services, Inc. (FNIS) (0% relief)

Windham Equity Company (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Windham Equity Company and nearest filing-volume peers

Windham Equity Company closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Windham Equity Company scores strongest on closed with explanation (86/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

40 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

61 / 100 percentile-benchmarked

77.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

86 / 100 percentile-benchmarked

92.6% of complaints closed with an explanation to the consumer

Most of Windham Equity Company's 27 filings include narrative text

55.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 77.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Windham Equity Company complaint mix by product

Total complaints: 27

Windham Equity Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 27 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 10 complaints (37.0%), resolution 0.0% Credit reporting 37.0% Credit reporting,: 9 complaints (33.3%), resolution 0.0% Credit reporting, 33.3% Vehicle loan: 5 complaints (18.5%), resolution 0.0% Vehicle loan 18.5% Debt collection: 2 complaints (7.4%), resolution 0.0% Debt collection 7.4% Credit card: 1 complaints (3.7%), resolution 0.0%
  • Credit reporting 10 37.0% – 0% relief
  • Credit reporting, 9 33.3% – 0% relief
  • Vehicle loan 5 18.5% – 0% relief
  • Debt collection 2 7.4% – 0% relief
  • Credit card 1 3.7% – 0% relief

How Windham Equity Company's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 10
Credit reporting, credit repair services, or other personal consumer reports 9
Vehicle loan or lease 5
Debt collection 2
Credit card 1

Where Windham Equity Company complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
25.9% of this company's filings
FL7MA7CT3GA2NY2DE1VA1CA1

Windham Equity Company falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
2
-66.7% vs 2021
1234567 202120222023202420252026 2

Top States

State Complaints
FL 7
MA 7
CT 3
GA 2
NY 2
DE 1
VA 1
CA 1
TX 1
ME 1
SC 1

Top Issues

Issue Complaints
Incorrect information on your report 7
Improper use of your report 6
Problem with a credit reporting company's investigation into an existing problem 4
Managing the loan or lease 2
Problem with a company's investigation into an existing problem 2
Attempts to collect debt not owed 2
Repossession 1
Problem with fraud alerts or security freezes 1
Identity theft protection or other monitoring services 1
Advertising and marketing, including promotional offers 1

Yearly Trend

Year Complaints Timely
2021 6 33.3%
2022 6 100%
2023 5 100%
2024 4 100%
2025 4 100%
2026 2 0%

Source: CFPB Consumer Complaint Database

Windham Equity Company's narrative-rich complaint ledger

Windham Equity Company's 27 logged complaints stay concentrated: only 11 states show a filing. 55.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-03-01.

Windham Equity Company answers 77.8% of complaints inside the CFPB's tracked window and closes 92.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Windham Equity Company.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Windham Equity Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Windham Equity Company (77.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record