CFPB · Diversified product mix

Whitestone Financial Holdings LLC

9 CFPB complaints · diversified mix (top product 33.3%) · top issue Incorrect information on your report.

9 CFPB complaints

Whitestone Financial Holdings LLC: top product "Credit reporting, credit repair services, or other personal consumer reports" is only 33.3% of 9 - multi-bucket mix. Timely 44.4% · relief 0%. Allegations, not findings.

  • Diversified product mix
  • -50% filings 2015 to 2023

CFPB relief outcome brief

CCDB company whitestone-financial-holdings-llc

0% relief · 44.4% timely · 9 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

Whitestone Financial HoldingsLLC (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Whitestone Financial Holdings LLC and nearest filing-volume peers

Whitestone Financial Holdings LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Whitestone Financial Holdings LLC has 9 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

Subscribe (RSS)
Timely response rate 44.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Whitestone Financial Holdings LLC complaint mix by product

Total complaints: 9

Whitestone Financial Holdings LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 3 complaints (33.3%), resolution 0.0% Credit reporting, 33.3% Vehicle loan: 3 complaints (33.3%), resolution 0.0% Vehicle loan 33.3% Debt collection: 2 complaints (22.2%), resolution 0.0% Debt collection 22.2% Consumer Loan: 1 complaints (11.1%), resolution 0.0% Consumer Loan 11.1%
  • Credit reporting, 3 33.3% – 0% relief
  • Vehicle loan 3 33.3% – 0% relief
  • Debt collection 2 22.2% – 0% relief
  • Consumer Loan 1 11.1% – 0% relief

How Whitestone Financial Holdings LLC's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 3
Vehicle loan or lease 3
Debt collection 2
Consumer Loan 1

Concentrated filing states for Whitestone Financial Holdings LLC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NC
66.7% of this company's filings
NC6FL1VA1IL1

Whitestone Financial Holdings LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2023
1
-50% vs 2015
0.511.522.533.5 201520172018202120222023 1

Top States

State Complaints
NC 6
FL 1
VA 1
IL 1

Top Issues

Issue Complaints
Incorrect information on your report 3
Cont'd attempts collect debt not owed 1
Taking out the loan or lease 1
Problems at the end of the loan or lease 1
Took or threatened to take negative or legal action 1
Managing the loan or lease 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2017 3 33.3%
2018 1 100%
2021 1 0%
2022 1 0%
2023 1 0%

Source: CFPB Consumer Complaint Database

Whitestone Financial Holdings LLC spreads across product buckets

Whitestone Financial Holdings LLC's 9 logged complaints stay concentrated: only 4 states show a filing. 55.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2023-08-16.

Whitestone Financial Holdings LLC answers 44.4% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Whitestone Financial Holdings LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Whitestone Financial Holdings LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Whitestone Financial Holdings LLC (44.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix