CFPB · Single-product concentration
West Bay Recovery, Inc.
4 CFPB complaints · 100% in "Debt collection" · top issue Cont'd attempts collect debt not owed.
West Bay Recovery, Inc.: 100% of 4 CFPB complaints sit in "Debt collection". Timely 75% · relief 0%. Allegations, not findings.
- Single-product concentration
- -50% filings 2013 to 2017
CFPB relief outcome brief
CCDB company west-bay-recovery-inc
0% relief · 75% timely · 4 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
West Bay Recovery, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
West Bay Recovery, Inc. has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
West Bay Recovery, Inc. complaint mix by product
- Debt collection 4 100.0% – 0% relief
How West Bay Recovery, Inc.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 4 |
West Bay Recovery, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2017
- 1
- -50% vs 2013
Top States
| State | Complaints |
|---|---|
| RI | 4 |
Top Issues
| Issue | Complaints |
|---|---|
| Cont'd attempts collect debt not owed | 2 |
| Communication tactics | 1 |
| Attempts to collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 1 | 100% |
| 2017 | 1 | 0% |
Source: CFPB Consumer Complaint Database
West Bay Recovery, Inc. filings cluster in one product
West Bay Recovery, Inc.'s 4 logged complaints stay concentrated: only 1 state shows a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2017-05-23.
West Bay Recovery, Inc. answers 75% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about West Bay Recovery, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for West Bay Recovery, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 4.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 75%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for West Bay Recovery, Inc. (75% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration