CFPB · Single-product concentration
W.J. Bradley Mortgage Capital
26 CFPB complaints · 84.6% in "Mortgage" · top issue Loan servicing, payments, escrow account.
W.J. Bradley Mortgage Capital: 84.6% of 26 CFPB complaints sit in "Mortgage". Timely 61.5% · relief 11.5%. Allegations, not findings.
- Single-product concentration
- 0% filings 2012 to 2019
CFPB relief outcome brief
CCDB company w-j-bradley-mortgage-capital
11.5% relief · 61.5% timely · 26 filings · Mortgage
Same-product relief peers
Nearest relief peer: Bok Financial Corp (11.4% relief)
W.J. Bradley Mortgage Capital closes 11.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 26 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
W.J. Bradley Mortgage Capital complaint mix by product
- Mortgage 22 84.6% – 14% relief
- Debt collection 3 11.5% – 0% relief
- Credit reporting, 1 3.8% – 0% relief
How W.J. Bradley Mortgage Capital's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 22 |
| Debt collection | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |
Concentrated filing states for W.J. Bradley Mortgage Capital
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 50% of this company's filings
W.J. Bradley Mortgage Capital complaints by year
Annual filing volume from the CFPB public database
- 2019
- 2
- 0% vs 2012
Top States
| State | Complaints |
|---|---|
| CA | 13 |
| NV | 4 |
| AZ | 4 |
| MN | 1 |
| UT | 1 |
| CO | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Loan servicing, payments, escrow account | 11 |
| Settlement process and costs | 5 |
| Application, originator, mortgage broker | 5 |
| Written notification about debt | 2 |
| Communication tactics | 1 |
| Loan modification,collection,foreclosure | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 2 | 0% |
| 2013 | 8 | 75% |
| 2014 | 6 | 100% |
| 2015 | 3 | 100% |
| 2016 | 4 | 25% |
| 2017 | 1 | 0% |
| 2019 | 2 | 0% |
Source: CFPB Consumer Complaint Database
W.J. Bradley Mortgage Capital filings cluster in one product
W.J. Bradley Mortgage Capital's 26 logged complaints stay concentrated: only 7 states show a filing. Only 23.1% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2019-07-19.
W.J. Bradley Mortgage Capital answers 61.5% of complaints inside the CFPB's tracked window and closes 65.4% with a written explanation. 11.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan servicing, payments, escrow account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about W.J. Bradley Mortgage Capital.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for W.J. Bradley Mortgage Capital: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 26.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 61.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for W.J. Bradley Mortgage Capital (61.5% timely; 11.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration