2026 data Public-data reference. official source

Security Credit Services, LLC

3.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

3.0K consumer complaints filed with the CFPB

This profile shows Security Credit Services, LLC's complaint history from CFPB public records. 3,019 consumers have filed complaints since 2013. The company has a 99.8% timely response rate and has provided relief in 0% of cases.

3.0K
Total Complaints
99.8%
Timely Response
1%
Disputed
0%
Relief Provided
51
States Active
2013
Since

Total complaints

3.0K

Filed since 2013

Timely response

99.8%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 99.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Security Credit Services, LLC complaint mix by product

Total complaints: 3.0K

Security Credit Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3.0K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2,230 complaints (74.2%), resolution 0.0% Debt collection 74.2% Credit reporting: 545 complaints (18.1%), resolution 0.0% Credit reporting 18.1% Credit reporting,: 203 complaints (6.8%), resolution 0.0% Credit reporting, 6.8% Credit card: 14 complaints (0.5%), resolution 0.0% Debt or: 6 complaints (0.2%), resolution 0.0% Consumer Loan: 4 complaints (0.1%), resolution 0.0% Payday loan,: 3 complaints (0.1%), resolution 0.0%
  • Debt collection 2K 74.2% 0% relief
  • Credit reporting 545 18.1% 0% relief
  • Credit reporting, 203 6.8% 0% relief
  • Credit card 14 0.5% 0% relief
  • Debt or 6 0.2% 0% relief
  • Consumer Loan 4 0.1% 0% relief
  • Payday loan, 3 0.1% 0% relief

How Security Credit Services, LLC's 3.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2.2K
Credit reporting or other personal consumer reports 545
Credit reporting, credit repair services, or other personal consumer reports 203
Credit card 14
Debt or credit management 6
Consumer Loan 4
Payday loan, title loan, or personal loan 3
Checking or savings account 3
Credit card or prepaid card 3
Payday loan, title loan, personal loan, or advance loan 3
Credit reporting 2
Money transfer, virtual currency, or money service 1
Student loan 1
Vehicle loan or lease 1

Top States

State Complaints
TX 599
GA 326
FL 294
CA 213
NY 149
PA 126
IL 116
AL 106
SC 102
LA 98
NC 73
MS 64
MI 62
NJ 60
MD 57
OH 54
VA 54
TN 51
MO 40
AZ 35

Top Issues

Issue Complaints
Attempts to collect debt not owed 1.1K
Written notification about debt 452
Incorrect information on your report 397
Took or threatened to take negative or legal action 308
False statements or representation 263
Improper use of your report 159
Problem with a company's investigation into an existing problem 133
Problem with a credit reporting company's investigation into an existing problem 53
Cont'd attempts collect debt not owed 45
Communication tactics 40
Disclosure verification of debt 34
Threatened to contact someone or share information improperly 16
Electronic communications 12
Getting a credit card 7
Taking/threatening an illegal action 5
Credit monitoring or identity theft protection services 4
Problem with fraud alerts or security freezes 4
Improper contact or sharing of info 3
Problem when making payments 2
Fraud or scam 2

Yearly Trend

Year Complaints Timely
2013 6 100%
2014 21 100%
2015 18 100%
2016 39 97.4%
2017 85 100%
2018 125 100%
2019 107 100%
2020 97 94.8%
2021 158 100%
2022 148 100%
2023 254 100%
2024 532 100%
2025 990 100%
2026 439 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Security Credit Services, LLC

Security Credit Services, LLC has accumulated 3,019 consumer complaints in the CFPB public database, with filings active across 51 U.S. states. Of those submissions, 775 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Security Credit Services, LLC reports a 99.8% timely-response rate and has closed 99.8% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Security Credit Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Security Credit Services, LLC have?

Security Credit Services, LLC has received 3,019 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Security Credit Services, LLC respond to complaints on time?

Security Credit Services, LLC has a 99.8% timely response rate to CFPB complaints.

What is the most common complaint about Security Credit Services, LLC?

The most common issue reported against Security Credit Services, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.

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