Total complaints
3.0K
Filed since 2013
3.0K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3.0K consumer complaints filed with the CFPB
This profile shows Security Credit Services, LLC's complaint history from CFPB public records. 3,019 consumers have filed complaints since 2013. The company has a 99.8% timely response rate and has provided relief in 0% of cases.
Total complaints
3.0K
Filed since 2013
Timely response
99.8%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How Security Credit Services, LLC's 3.0K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 2.2K |
| Credit reporting or other personal consumer reports | 545 |
| Credit reporting, credit repair services, or other personal consumer reports | 203 |
| Credit card | 14 |
| Debt or credit management | 6 |
| Consumer Loan | 4 |
| Payday loan, title loan, or personal loan | 3 |
| Checking or savings account | 3 |
| Credit card or prepaid card | 3 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Credit reporting | 2 |
| Money transfer, virtual currency, or money service | 1 |
| Student loan | 1 |
| Vehicle loan or lease | 1 |
| State | Complaints |
|---|---|
| TX | 599 |
| GA | 326 |
| FL | 294 |
| CA | 213 |
| NY | 149 |
| PA | 126 |
| IL | 116 |
| AL | 106 |
| SC | 102 |
| LA | 98 |
| NC | 73 |
| MS | 64 |
| MI | 62 |
| NJ | 60 |
| MD | 57 |
| OH | 54 |
| VA | 54 |
| TN | 51 |
| MO | 40 |
| AZ | 35 |
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 1.1K |
| Written notification about debt | 452 |
| Incorrect information on your report | 397 |
| Took or threatened to take negative or legal action | 308 |
| False statements or representation | 263 |
| Improper use of your report | 159 |
| Problem with a company's investigation into an existing problem | 133 |
| Problem with a credit reporting company's investigation into an existing problem | 53 |
| Cont'd attempts collect debt not owed | 45 |
| Communication tactics | 40 |
| Disclosure verification of debt | 34 |
| Threatened to contact someone or share information improperly | 16 |
| Electronic communications | 12 |
| Getting a credit card | 7 |
| Taking/threatening an illegal action | 5 |
| Credit monitoring or identity theft protection services | 4 |
| Problem with fraud alerts or security freezes | 4 |
| Improper contact or sharing of info | 3 |
| Problem when making payments | 2 |
| Fraud or scam | 2 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 6 | 100% |
| 2014 | 21 | 100% |
| 2015 | 18 | 100% |
| 2016 | 39 | 97.4% |
| 2017 | 85 | 100% |
| 2018 | 125 | 100% |
| 2019 | 107 | 100% |
| 2020 | 97 | 94.8% |
| 2021 | 158 | 100% |
| 2022 | 148 | 100% |
| 2023 | 254 | 100% |
| 2024 | 532 | 100% |
| 2025 | 990 | 100% |
| 2026 | 439 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
Security Credit Services, LLC has accumulated 3,019 consumer complaints in the CFPB public database, with filings active across 51 U.S. states. Of those submissions, 775 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-04-09, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Security Credit Services, LLC reports a 99.8% timely-response rate and has closed 99.8% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Security Credit Services, LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Security Credit Services, LLC has received 3,019 consumer complaints filed with the Consumer Financial Protection Bureau.
Security Credit Services, LLC has a 99.8% timely response rate to CFPB complaints.
The most common issue reported against Security Credit Services, LLC is "Attempts to collect debt not owed" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.