Security Credit Services, LLC
3.8K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Security Credit Services, LLC complaint mix by product
- Debt collection 3K 75.0% – 0% relief
- Credit reporting 670 17.8% – 0% relief
- Credit reporting, 232 6.2% – 0% relief
- Credit card 19 0.5% – 0% relief
- Payday loan, 7 0.2% – 0% relief
- Debt or 6 0.2% – 0% relief
- Consumer Loan 4 0.1% – 0% relief
How Security Credit Services, LLC's 3.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2.8K |
| Credit reporting or other personal consumer reports | 670 |
| Credit reporting, credit repair services, or other personal consumer reports | 232 |
| Credit card | 19 |
| Payday loan, title loan, personal loan, or advance loan | 7 |
| Debt or credit management | 6 |
| Consumer Loan | 4 |
| Student loan | 3 |
| Credit card or prepaid card | 3 |
| Checking or savings account | 3 |
| Payday loan, title loan, or personal loan | 3 |
| Credit reporting | 2 |
| Vehicle loan or lease | 1 |
| Money transfer, virtual currency, or money service | 1 |
Top States
| State | Complaints |
|---|---|
| TX | 761 |
| GA | 397 |
| FL | 378 |
| CA | 283 |
| NY | 181 |
| PA | 148 |
| IL | 138 |
| SC | 130 |
| AL | 128 |
| LA | 117 |
| NC | 92 |
| MS | 83 |
| MD | 80 |
| MI | 79 |
| NJ | 69 |
| OH | 66 |
| VA | 64 |
| TN | 60 |
| MO | 50 |
| AZ | 42 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 1.4K |
| Written notification about debt | 567 |
| Incorrect information on your report | 496 |
| Took or threatened to take negative or legal action | 388 |
| False statements or representation | 332 |
| Improper use of your report | 187 |
| Problem with a company's investigation into an existing problem | 159 |
| Problem with a credit reporting company's investigation into an existing problem | 57 |
| Communication tactics | 56 |
| Cont'd attempts collect debt not owed | 47 |
| Disclosure verification of debt | 35 |
| Threatened to contact someone or share information improperly | 19 |
| Electronic communications | 17 |
| Getting a credit card | 7 |
| Problem with fraud alerts or security freezes | 5 |
| Credit monitoring or identity theft protection services | 5 |
| Taking/threatening an illegal action | 5 |
| Problem with a company's investigation into an existing issue | 3 |
| Improper contact or sharing of info | 3 |
| Problem with a lender or other company charging your account | 2 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 6 | 100% |
| 2014 | 21 | 100% |
| 2015 | 21 | 95.2% |
| 2016 | 39 | 97.4% |
| 2017 | 94 | 100% |
| 2018 | 146 | 100% |
| 2019 | 131 | 99.2% |
| 2020 | 109 | 93.6% |
| 2021 | 186 | 100% |
| 2022 | 173 | 100% |
| 2023 | 291 | 100% |
| 2024 | 625 | 100% |
| 2025 | 1.2K | 100% |
| 2026 | 782 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Security Credit Services, LLC
Security Credit Services, LLC's 3,775 logged complaints reach a nationwide footprint - 54 states have at least one filing on record. Only 33.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2026-06-26.
Security Credit Services, LLC answers 99.7% of complaints inside the CFPB's tracked window and closes 98.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Security Credit Services, LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Security Credit Services, LLC have?
3,775, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Security Credit Services, LLC respond to complaints on time?
99.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Security Credit Services, LLC?
"Attempts to collect debt not owed", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.