CFPB · Lower closed-with-relief share

Security Credit Services, LLC

3.8K CFPB complaints · 0% relief (low band) · top issue Attempts to collect debt not owed.

3.8K CFPB complaints

Security Credit Services, LLC closes 0% with relief (lower third) on 3.8K filings. Timely 99.7% · top product Debt collection. Allegations, not findings.

  • Volume rank #140 of 342
  • Lower closed-with-relief share
  • +12933.3% filings 2013 to 2026

CFPB relief outcome brief

CCDB company security-credit-services-llc

0% relief · 99.7% timely · 3.8K filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Security Credit Services, LL…0%CarMax, Inc.2.2%W&A Intermediate Co., LLC39.6%American Credit Acceptance, …4.7%Acima Credit, LLC7.7%
Closed-with-relief % among Security Credit Services, LLC and nearest filing-volume peers

Security Credit Services, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 3.8K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Security Credit Services, LLC complaint mix by product

Total complaints: 3.8K

Security Credit Services, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 3.8K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2,821 complaints (75.0%), resolution 0.0% Debt collection 75.0% Credit reporting: 670 complaints (17.8%), resolution 0.0% Credit reporting 17.8% Credit reporting,: 232 complaints (6.2%), resolution 0.0% Credit reporting, 6.2% Credit card: 19 complaints (0.5%), resolution 0.0% Payday loan,: 7 complaints (0.2%), resolution 0.0% Debt or: 6 complaints (0.2%), resolution 0.0% Consumer Loan: 4 complaints (0.1%), resolution 0.0%
  • Debt collection 3K 75.0% 0% relief
  • Credit reporting 670 17.8% 0% relief
  • Credit reporting, 232 6.2% 0% relief
  • Credit card 19 0.5% 0% relief
  • Payday loan, 7 0.2% 0% relief
  • Debt or 6 0.2% 0% relief
  • Consumer Loan 4 0.1% 0% relief

How Security Credit Services, LLC's 3.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2.8K
Credit reporting or other personal consumer reports 670
Credit reporting, credit repair services, or other personal consumer reports 232
Credit card 19
Payday loan, title loan, personal loan, or advance loan 7
Debt or credit management 6
Consumer Loan 4
Student loan 3
Credit card or prepaid card 3
Checking or savings account 3
Payday loan, title loan, or personal loan 3
Credit reporting 2
Vehicle loan or lease 1
Money transfer, virtual currency, or money service 1

Nationwide filing states for Security Credit Services, LLC

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
TX
20.2% of this company's filings
TX761GA397FL378CA283NY181PA148IL138SC130

Security Credit Services, LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
782
+12933.3% vs 2013
05001,0001,500 20132015201720192021202320252026 782

Top States

State Complaints
TX 761
GA 397
FL 378
CA 283
NY 181
PA 148
IL 138
SC 130
AL 128
LA 117
NC 92
MS 83
MD 80
MI 79
NJ 69
OH 66
VA 64
TN 60
MO 50
AZ 42

Top Issues

Issue Complaints
Attempts to collect debt not owed 1.4K
Written notification about debt 567
Incorrect information on your report 496
Took or threatened to take negative or legal action 388
False statements or representation 332
Improper use of your report 187
Problem with a company's investigation into an existing problem 159
Problem with a credit reporting company's investigation into an existing problem 57
Communication tactics 56
Cont'd attempts collect debt not owed 47
Disclosure verification of debt 35
Threatened to contact someone or share information improperly 19
Electronic communications 17
Getting a credit card 7
Problem with fraud alerts or security freezes 5
Credit monitoring or identity theft protection services 5
Taking/threatening an illegal action 5
Problem with a company's investigation into an existing issue 3
Improper contact or sharing of info 3
Problem with a lender or other company charging your account 2

Yearly Trend

Year Complaints Timely
2013 6 100%
2014 21 100%
2015 21 95.2%
2016 39 97.4%
2017 94 100%
2018 146 100%
2019 131 99.2%
2020 109 93.6%
2021 186 100%
2022 173 100%
2023 291 100%
2024 625 100%
2025 1.2K 100%
2026 782 100%

Source: CFPB Consumer Complaint Database

Security Credit Services, LLC in the lower-relief third

Security Credit Services, LLC's 3,775 logged complaints reach a nationwide footprint - 54 states have at least one filing. Only 33.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-06-26. Closed-with-relief 0% sits in the lower third of the corpus.

Security Credit Services, LLC closes 0% with monetary or non-monetary relief and answers 99.7% inside the CFPB window; 98.8% close with a written explanation. Consumers disputed 0% of responses after the company replied. Top product "Debt collection" · top issue "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Security Credit Services, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Security Credit Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Security Credit Services, LLC (#140 of 342; 99.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Lower closed-with-relief share