2026 data Public-data reference. official source

SFS, Inc

62 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

62 consumer complaints filed with the CFPB

This profile shows SFS, Inc's complaint history from CFPB public records. 62 consumers have filed complaints since 2013. The company has a 96.8% timely response rate and has provided relief in 40.3% of cases.

62
Total Complaints
96.8%
Timely Response
9.7%
Disputed
40.3%
Relief Provided
27
States Active
2013
Since

Total complaints

62

Filed since 2013

Timely response

96.8%

CFPB-tracked response window

Relief rate

40.3%

Closed with monetary or non-monetary relief

Timely response rate 96.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 40.3%
Industry median

Share closed with monetary or non-monetary relief.

SFS, Inc complaint mix by product

Total complaints: 62

SFS, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 62 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 32 complaints (51.6%), resolution 40.6% Debt collection 51.6% Payday loan: 23 complaints (37.1%), resolution 43.5% Payday loan 37.1% Payday loan,: 6 complaints (9.7%), resolution 16.7% Payday loan, 9.7% Consumer Loan: 1 complaints (1.6%), resolution 100.0%
  • Debt collection 32 51.6% 41% relief
  • Payday loan 23 37.1% 44% relief
  • Payday loan, 6 9.7% 17% relief
  • Consumer Loan 1 1.6% 100% relief

How SFS, Inc's 62 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 32
Payday loan 23
Payday loan, title loan, or personal loan 6
Consumer Loan 1

Top States

State Complaints
NC 6
NY 4
PA 4
IL 4
CA 4
TX 4
NJ 4
CO 3
MN 3
TN 3
MD 2
FL 2
MI 2
SC 2
OK 2
NH 2
LA 1
MA 1
AL 1
WV 1

Top Issues

Issue Complaints
Communication tactics 18
Charged fees or interest I didn't expect 11
Payment to acct not credited 5
Charged fees or interest you didn't expect 5
Can't contact lender 5
Improper contact or sharing of info 5
Cont'd attempts collect debt not owed 3
Taking/threatening an illegal action 2
Attempts to collect debt not owed 1
Can't stop charges to bank account 1
False statements or representation 1
Disclosure verification of debt 1
Received a loan I didn't apply for 1
Problem when making payments 1
Managing the loan or lease 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 22 95.5%
2015 11 90.9%
2016 14 100%
2017 3 100%
2018 3 100%
2019 8 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SFS, Inc

SFS, Inc has accumulated 62 consumer complaints in the CFPB public database, with filings active across 27 U.S. states. Of those submissions, 14 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2019-10-16, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SFS, Inc reports a 96.8% timely-response rate and has closed 58.1% of cases with a written explanation to the consumer. 40.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 9.7% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Communication tactics".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SFS, Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SFS, Inc have?

SFS, Inc has received 62 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SFS, Inc respond to complaints on time?

SFS, Inc has a 96.8% timely response rate to CFPB complaints.

What is the most common complaint about SFS, Inc?

The most common issue reported against SFS, Inc is "Communication tactics" in the "Debt collection" product category.

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