2026 data Public-data reference. official source

EOS Holdings, Inc.

2.5K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

2.5K consumer complaints filed with the CFPB

This profile shows EOS Holdings, Inc.'s complaint history from CFPB public records. 2,514 consumers have filed complaints since 2013. The company has a 99.3% timely response rate and has provided relief in 7.1% of cases.

2.5K
Total Complaints
99.3%
Timely Response
7.6%
Disputed
7.1%
Relief Provided
55
States Active
2013
Since

Total complaints

2.5K

Filed since 2013

Timely response

99.3%

CFPB-tracked response window

Relief rate

7.1%

Closed with monetary or non-monetary relief

Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.1%
Industry median

Share closed with monetary or non-monetary relief.

EOS Holdings, Inc. complaint mix by product

Total complaints: 2.5K

EOS Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.5K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2,206 complaints (87.9%), resolution 7.8% Debt collection 87.9% Credit reporting,: 261 complaints (10.4%), resolution 0.0% Credit reporting, 10.4% Student loan: 21 complaints (0.8%), resolution 0.0% Credit reporting: 14 complaints (0.6%), resolution 28.6% Credit reporting: 5 complaints (0.2%), resolution 0.0% Money transfer,: 2 complaints (0.1%), resolution 0.0% Consumer Loan: 2 complaints (0.1%), resolution 50.0%
  • Debt collection 2K 87.9% 8% relief
  • Credit reporting, 261 10.4% 0% relief
  • Student loan 21 0.8% 0% relief
  • Credit reporting 14 0.6% 29% relief
  • Credit reporting 5 0.2% 0% relief
  • Money transfer, 2 0.1% 0% relief
  • Consumer Loan 2 0.1% 50% relief

How EOS Holdings, Inc.'s 2.5K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2.2K
Credit reporting, credit repair services, or other personal consumer reports 261
Student loan 21
Credit reporting 14
Credit reporting or other personal consumer reports 5
Money transfer, virtual currency, or money service 2
Consumer Loan 2
Checking or savings account 1
Credit card 1
Credit card or prepaid card 1

Top States

State Complaints
CA 319
NY 318
PA 235
NJ 168
TX 149
FL 148
VA 114
MD 111
MA 68
AZ 67
GA 62
CO 54
WA 49
OH 47
NC 37
IL 35
NV 32
SC 27
MN 27
OR 27

Top Issues

Issue Complaints
Attempts to collect debt not owed 636
Cont'd attempts collect debt not owed 556
Written notification about debt 327
Communication tactics 199
False statements or representation 189
Disclosure verification of debt 170
Incorrect information on your report 163
Problem with a credit reporting company's investigation into an existing problem 78
Took or threatened to take negative or legal action 56
Improper contact or sharing of info 48
Improper use of your report 21
Taking/threatening an illegal action 18
Incorrect information on credit report 14
Dealing with my lender or servicer 14
Threatened to contact someone or share information improperly 7
Dealing with your lender or servicer 3
Unexpected or other fees 2
Problems when you are unable to pay 2
Can't repay my loan 2
Problem with a company's investigation into an existing problem 2

Yearly Trend

Year Complaints Timely
2013 125 100%
2014 323 98.8%
2015 325 100%
2016 179 100%
2017 229 100%
2018 236 100%
2019 234 95.7%
2020 293 100%
2021 303 100%
2022 173 99.4%
2023 77 96.1%
2024 8 100%
2025 8 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About EOS Holdings, Inc.

EOS Holdings, Inc. has accumulated 2,514 consumer complaints in the CFPB public database, with filings active across 55 U.S. states. Of those submissions, 785 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, EOS Holdings, Inc. reports a 99.3% timely-response rate and has closed 92.7% of cases with a written explanation to the consumer. 7.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 7.6% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating EOS Holdings, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does EOS Holdings, Inc. have?

EOS Holdings, Inc. has received 2,514 consumer complaints filed with the Consumer Financial Protection Bureau.

Does EOS Holdings, Inc. respond to complaints on time?

EOS Holdings, Inc. has a 99.3% timely response rate to CFPB complaints.

What is the most common complaint about EOS Holdings, Inc.?

The most common issue reported against EOS Holdings, Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

Related