CFPB · Single-product concentration

EOS Holdings, Inc.

2.8K CFPB complaints · 87.5% in "Debt collection" · top issue Attempts to collect debt not owed.

2.8K CFPB complaints

EOS Holdings, Inc.: 87.5% of 2.8K CFPB complaints sit in "Debt collection". Timely 99.2% · relief 6.3%. Allegations, not findings.

  • Volume rank #175 of 342
  • Single-product concentration
  • -99.2% filings 2013 to 2026

CFPB relief outcome brief

CCDB company eos-holdings-inc

6.3% relief · 99.2% timely · 2.8K filings · Debt collection

Nearest relief peer: American Student Assistance (6.3% relief)

EOS Holdings, Inc. (this)6.3%Lakeview Loan Servicing, LLC0.6%Mrs Bpo, LLC69.4%Colony Brands, Inc.1.6%Avant Holding Company, Inc.0.5%
Closed-with-relief % among EOS Holdings, Inc. and nearest filing-volume peers

EOS Holdings, Inc. closes 6.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 2.8K complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 99.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 6.3%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

EOS Holdings, Inc. complaint mix by product

Total complaints: 2.8K

EOS Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2.8K total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2,485 complaints (87.6%), resolution 6.9% Debt collection 87.6% Credit reporting,: 302 complaints (10.6%), resolution 0.0% Credit reporting, 10.6% Student loan: 23 complaints (0.8%), resolution 0.0% Credit reporting: 15 complaints (0.5%), resolution 26.7% Credit reporting: 6 complaints (0.2%), resolution 0.0% Money transfer,: 3 complaints (0.1%), resolution 0.0% Consumer Loan: 2 complaints (0.1%), resolution 50.0%
  • Debt collection 2K 87.6% 7% relief
  • Credit reporting, 302 10.6% 0% relief
  • Student loan 23 0.8% 0% relief
  • Credit reporting 15 0.5% 27% relief
  • Credit reporting 6 0.2% 0% relief
  • Money transfer, 3 0.1% 0% relief
  • Consumer Loan 2 0.1% 50% relief

How EOS Holdings, Inc.'s 2.8K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2.5K
Credit reporting, credit repair services, or other personal consumer reports 302
Student loan 23
Credit reporting 15
Credit reporting or other personal consumer reports 6
Money transfer, virtual currency, or money service 3
Consumer Loan 2
Credit card 1
Checking or savings account 1
Credit card or prepaid card 1

Nationwide filing states for EOS Holdings, Inc.

Top states by attributed CFPB complaint volume for this company

Nationwide footprint
Leading state
CA
12.6% of this company's filings
CA359NY355PA270NJ193FL168TX163MD133VA124

EOS Holdings, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-99.2% vs 2013
0100200300400 20132015201720192021202320252026 1

Top States

State Complaints
CA 359
NY 355
PA 270
NJ 193
FL 168
TX 163
MD 133
VA 124
MA 87
AZ 76
GA 67
CO 67
WA 58
OH 48
NC 42
IL 41
NV 38
OR 31
LA 29
SC 29

Top Issues

Issue Complaints
Attempts to collect debt not owed 761
Cont'd attempts collect debt not owed 583
Written notification about debt 376
Communication tactics 221
False statements or representation 216
Incorrect information on your report 191
Disclosure verification of debt 182
Problem with a credit reporting company's investigation into an existing problem 87
Took or threatened to take negative or legal action 71
Improper contact or sharing of info 50
Improper use of your report 26
Taking/threatening an illegal action 18
Dealing with my lender or servicer 16
Incorrect information on credit report 15
Threatened to contact someone or share information improperly 7
Dealing with your lender or servicer 3
Problem with a company's investigation into an existing problem 2
Problems when you are unable to pay 2
Can't repay my loan 2
Unexpected or other fees 2

Yearly Trend

Year Complaints Timely
2013 124 100%
2014 323 98.8%
2015 349 100%
2016 207 100%
2017 260 100%
2018 271 100%
2019 271 95.6%
2020 360 100%
2021 347 100%
2022 217 99.1%
2023 89 95.5%
2024 8 100%
2025 12 100%
2026 1 100%

Source: CFPB Consumer Complaint Database

EOS Holdings, Inc. filings cluster in one product

EOS Holdings, Inc.'s 2,839 logged complaints reach a nationwide footprint - 55 states have at least one filing. Only 39.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2026-03-07.

EOS Holdings, Inc. answers 99.2% of complaints inside the CFPB's tracked window and closes 93.6% with a written explanation. 6.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about EOS Holdings, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for EOS Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for EOS Holdings, Inc. (#175 of 342; 99.2% timely; 6.3% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration