Universal Fidelity LP
82 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Universal Fidelity LP complaint mix by product
- Debt collection 77 93.9% – 0% relief
- Credit card 2 2.4% – 0% relief
- Debt or 1 1.2% – 0% relief
- Student loan 1 1.2% – 0% relief
- Credit reporting 1 1.2% – 0% relief
How Universal Fidelity LP's 82 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 77 |
| Credit card | 2 |
| Debt or credit management | 1 |
| Student loan | 1 |
| Credit reporting | 1 |
Top States
| State | Complaints |
|---|---|
| NY | 18 |
| FL | 7 |
| CA | 7 |
| IL | 5 |
| TX | 5 |
| MI | 5 |
| AZ | 3 |
| VA | 3 |
| NC | 3 |
| ME | 2 |
| OK | 2 |
| OH | 2 |
| PA | 2 |
| IN | 2 |
| MA | 1 |
| CT | 1 |
| DC | 1 |
| KS | 1 |
| AK | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 22 |
| Cont'd attempts collect debt not owed | 18 |
| Attempts to collect debt not owed | 12 |
| Written notification about debt | 7 |
| Took or threatened to take negative or legal action | 5 |
| Improper contact or sharing of info | 5 |
| False statements or representation | 5 |
| Disclosure verification of debt | 3 |
| Struggling to pay your bill | 1 |
| Confusing or missing disclosures | 1 |
| Dealing with my lender or servicer | 1 |
| Identity theft / Fraud / Embezzlement | 1 |
| Incorrect information on credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 9 | 100% |
| 2014 | 23 | 91.3% |
| 2015 | 7 | 85.7% |
| 2016 | 8 | 100% |
| 2017 | 3 | 100% |
| 2018 | 4 | 100% |
| 2019 | 3 | 100% |
| 2020 | 5 | 100% |
| 2021 | 1 | 100% |
| 2022 | 4 | 100% |
| 2023 | 3 | 100% |
| 2024 | 5 | 100% |
| 2025 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Universal Fidelity LP
Universal Fidelity LP's 82 logged complaints stay concentrated: only 28 states show a filing on record. Only 29.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2013 through 2025-11-03.
Universal Fidelity LP answers 96.3% of complaints inside the CFPB's tracked window and closes 95.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Universal Fidelity LP.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Universal Fidelity LP have?
82, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Universal Fidelity LP respond to complaints on time?
96.3% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Universal Fidelity LP?
"Communication tactics", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.