CFPB · Single-product concentration
Universal Fidelity LP
82 CFPB complaints · 93.9% in "Debt collection" · top issue Communication tactics.
Universal Fidelity LP: 93.9% of 82 CFPB complaints sit in "Debt collection". Timely 96.3% · relief 0%. Allegations, not findings.
- Single-product concentration
- -22.2% filings 2013 to 2025
CFPB relief outcome brief
CCDB company universal-fidelity-lp
0% relief · 96.3% timely · 82 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Universal Fidelity LP closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 82 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Universal Fidelity LP complaint mix by product
- Debt collection 77 93.9% – 0% relief
- Credit card 2 2.4% – 0% relief
- Debt or 1 1.2% – 0% relief
- Student loan 1 1.2% – 0% relief
- Credit reporting 1 1.2% – 0% relief
How Universal Fidelity LP's 82 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 77 |
| Credit card | 2 |
| Debt or credit management | 1 |
| Student loan | 1 |
| Credit reporting | 1 |
Where Universal Fidelity LP complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 22% of this company's filings
Universal Fidelity LP falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 7
- -22.2% vs 2013
Top States
| State | Complaints |
|---|---|
| NY | 18 |
| FL | 7 |
| CA | 7 |
| IL | 5 |
| TX | 5 |
| MI | 5 |
| AZ | 3 |
| VA | 3 |
| NC | 3 |
| ME | 2 |
| OK | 2 |
| OH | 2 |
| PA | 2 |
| IN | 2 |
| MA | 1 |
| CT | 1 |
| DC | 1 |
| KS | 1 |
| AK | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Communication tactics | 22 |
| Cont'd attempts collect debt not owed | 18 |
| Attempts to collect debt not owed | 12 |
| Written notification about debt | 7 |
| Took or threatened to take negative or legal action | 5 |
| Improper contact or sharing of info | 5 |
| False statements or representation | 5 |
| Disclosure verification of debt | 3 |
| Struggling to pay your bill | 1 |
| Confusing or missing disclosures | 1 |
| Dealing with my lender or servicer | 1 |
| Identity theft / Fraud / Embezzlement | 1 |
| Incorrect information on credit report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 9 | 100% |
| 2014 | 23 | 91.3% |
| 2015 | 7 | 85.7% |
| 2016 | 8 | 100% |
| 2017 | 3 | 100% |
| 2018 | 4 | 100% |
| 2019 | 3 | 100% |
| 2020 | 5 | 100% |
| 2021 | 1 | 100% |
| 2022 | 4 | 100% |
| 2023 | 3 | 100% |
| 2024 | 5 | 100% |
| 2025 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Universal Fidelity LP filings cluster in one product
Universal Fidelity LP's 82 logged complaints stay concentrated: only 28 states show a filing. Only 29.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2025-11-03.
Universal Fidelity LP answers 96.3% of complaints inside the CFPB's tracked window and closes 95.1% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Universal Fidelity LP.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Universal Fidelity LP: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 82.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Universal Fidelity LP (96.3% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration