CFPB · Single-product concentration
United Credit Education Services
19 CFPB complaints · 89.5% in "Credit reporting, credit repair services, or other personal consumer reports" · top issue Fraud or scam.
United Credit Education Services: 89.5% of 19 CFPB complaints sit in "Credit reporting, credit repair services, or other personal consumer reports". Timely 63.2% · relief 47.4%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2019 to 2025
CFPB relief outcome brief
CCDB company united-credit-education-services
47.4% relief · 63.2% timely · 19 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Accurate Background (39.8% relief)
United Credit Education Services closes 47.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of United Credit Education Services's 19 filings include narrative text
52.6% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
United Credit Education Services complaint mix by product
- Credit reporting, 17 89.5% – 53% relief
- Debt or 1 5.3% – 0% relief
- Money transfer, 1 5.3% – 0% relief
How United Credit Education Services's 19 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 17 |
| Debt or credit management | 1 |
| Money transfer, virtual currency, or money service | 1 |
Where United Credit Education Services complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 26.3% of this company's filings
United Credit Education Services falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -66.7% vs 2019
Top States
| State | Complaints |
|---|---|
| NY | 5 |
| GA | 4 |
| CA | 2 |
| FL | 2 |
| MS | 2 |
| MO | 2 |
| AL | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 9 |
| Excessive fees | 3 |
| Confusing or missing disclosures | 2 |
| Confusing or misleading advertising or marketing | 2 |
| Charged upfront or unexpected fees | 1 |
| Problem with customer service | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 3 | 100% |
| 2020 | 6 | 50% |
| 2021 | 7 | 85.7% |
| 2022 | 2 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
United Credit Education Services filings cluster in one product
United Credit Education Services's 19 logged complaints stay concentrated: only 8 states show a filing. 52.6% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2025-09-21.
United Credit Education Services answers 63.2% of complaints inside the CFPB's tracked window and closes 36.8% with a written explanation. 47.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United Credit Education Services.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for United Credit Education Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 19.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 63.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for United Credit Education Services (63.2% timely; 47.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration