CFPB · Single-product concentration

United Check Recovery Bureau, Inc.

82 CFPB complaints · 86.6% in "Debt collection" · top issue Communication tactics.

82 CFPB complaints

United Check Recovery Bureau, Inc.: 86.6% of 82 CFPB complaints sit in "Debt collection". Timely 90.2% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2016 to 2026

CFPB relief outcome brief

CCDB company united-check-recovery-bureau-inc

0% relief · 90.2% timely · 82 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

United Check Recovery Bureau…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among United Check Recovery Bureau, Inc. and nearest filing-volume peers

United Check Recovery Bureau, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of United Check Recovery Bureau, Inc.'s 82 filings include narrative text

58.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 90.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

United Check Recovery Bureau, Inc. complaint mix by product

Total complaints: 82

United Check Recovery Bureau, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 82 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 71 complaints (86.6%), resolution 0.0% Debt collection 86.6% Consumer Loan: 5 complaints (6.1%), resolution 0.0% Consumer Loan 6.1% Credit reporting,: 3 complaints (3.7%), resolution 0.0% Money transfer,: 1 complaints (1.2%), resolution 0.0% Credit reporting: 1 complaints (1.2%), resolution 0.0% Credit card: 1 complaints (1.2%), resolution 0.0%
  • Debt collection 71 86.6% 0% relief
  • Consumer Loan 5 6.1% 0% relief
  • Credit reporting, 3 3.7% 0% relief
  • Money transfer, 1 1.2% 0% relief
  • Credit reporting 1 1.2% 0% relief
  • Credit card 1 1.2% 0% relief

How United Check Recovery Bureau, Inc.'s 82 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 71
Consumer Loan 5
Credit reporting, credit repair services, or other personal consumer reports 3
Money transfer, virtual currency, or money service 1
Credit reporting or other personal consumer reports 1
Credit card or prepaid card 1

Where United Check Recovery Bureau, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
14.6% of this company's filings
TX12FL8NC7CA7LA4OH4VA3NJ3

United Check Recovery Bureau, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
9
+200% vs 2016
051015 20162017201820192020202120222023202420252026 9

Top States

State Complaints
TX 12
FL 8
NC 7
CA 7
LA 4
OH 4
VA 3
NJ 3
SC 3
DE 3
DC 2
AZ 2
NY 2
WA 2
WI 2
MD 2
MT 1
PR 1
AL 1
IN 1

Top Issues

Issue Complaints
Communication tactics 32
Threatened to contact someone or share information improperly 12
Attempts to collect debt not owed 11
Written notification about debt 7
Problems when you are unable to pay 4
Took or threatened to take negative or legal action 4
False statements or representation 3
Incorrect information on your report 3
Fraud or scam 1
Problem with a company's investigation into an existing problem 1
Improper contact or sharing of info 1
Managing the loan or lease 1
Taking/threatening an illegal action 1
Other features, terms, or problems 1

Yearly Trend

Year Complaints Timely
2016 3 66.7%
2017 11 72.7%
2018 13 69.2%
2019 5 100%
2020 5 100%
2021 3 100%
2022 3 100%
2023 5 100%
2024 13 100%
2025 12 100%
2026 9 100%

Source: CFPB Consumer Complaint Database

United Check Recovery Bureau, Inc. filings cluster in one product

United Check Recovery Bureau, Inc.'s 82 logged complaints stay concentrated: only 29 states show a filing. 58.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-10.

United Check Recovery Bureau, Inc. answers 90.2% of complaints inside the CFPB's tracked window and closes 96.3% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about United Check Recovery Bureau, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for United Check Recovery Bureau, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for United Check Recovery Bureau, Inc. (90.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration