CFPB · Narrative-heavy record

Unisa, Inc

105 CFPB complaints · 44.8% with narratives · top issue Attempts to collect debt not owed.

105 CFPB complaints

Unisa, Inc: 44.8% of 105 filings include consumer narratives. Timely 95.2% · relief 12.4% · top product Student loan. Allegations, not findings.

  • Narrative-heavy record
  • +950% filings 2016 to 2026

CFPB relief outcome brief

CCDB company unisa-inc

12.4% relief · 95.2% timely · 105 filings · Student loan

Nearest relief peer: New York State Higher Education Services Corporation (Hesc)— (12.9% relief)

Unisa, Inc (this)12.4%360 Mortgage Group LLC7.6%Blatt, Hasenmiller, Leibsker…13.3%New Century Financial Servic…0%Phelan Hallinan Diamond & Jo…0%
Closed-with-relief % among Unisa, Inc and nearest filing-volume peers

Unisa, Inc closes 12.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Unisa, Inc's 105 filings include narrative text

44.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 95.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Unisa, Inc complaint mix by product

Total complaints: 105

Unisa, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 105 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Student loan: 48 complaints (45.7%), resolution 10.4% Student loan 45.7% Debt collection: 34 complaints (32.4%), resolution 5.9% Debt collection 32.4% Credit reporting: 20 complaints (19.0%), resolution 30.0% Credit reporting 19.0% Credit reporting,: 3 complaints (2.9%), resolution 0.0%
  • Student loan 48 45.7% 10% relief
  • Debt collection 34 32.4% 6% relief
  • Credit reporting 20 19.0% 30% relief
  • Credit reporting, 3 2.9% 0% relief

How Unisa, Inc's 105 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Student loan 48
Debt collection 34
Credit reporting or other personal consumer reports 20
Credit reporting, credit repair services, or other personal consumer reports 3

Where Unisa, Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
21% of this company's filings
CA22GA10TX10VA9IL8NY5NJ4OH4

Unisa, Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
21
+950% vs 2016
010203040 20162017201820192020202120222023202420252026 21

Top States

State Complaints
CA 22
GA 10
TX 10
VA 9
IL 8
NY 5
NJ 4
OH 4
WA 3
TN 3
MA 3
CO 3
LA 2
AK 2
OR 2
FL 2
PA 2
AL 2
SC 2
RI 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 19
Dealing with your lender or servicer 18
Incorrect information on your report 16
Improper use of your report 9
Issue with income share agreement 8
Getting a loan 6
Took or threatened to take negative or legal action 6
Written notification about debt 6
Struggling to repay your loan 4
Electronic communications 3
Issue where my lender is my school 2
Problem with a company's investigation into an existing problem 2
Dealing with my lender or servicer 2
Problem with a credit reporting company's investigation into an existing problem 2
Problem with fraud alerts or security freezes 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2016 2 100%
2017 6 100%
2018 16 100%
2019 6 100%
2020 2 100%
2021 2 100%
2022 1 100%
2023 7 100%
2024 12 100%
2025 30 93.3%
2026 21 85.7%

Source: CFPB Consumer Complaint Database

Unisa, Inc's narrative-rich complaint ledger

Unisa, Inc's 105 logged complaints stay concentrated: only 25 states show a filing. 44.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-06-24.

Unisa, Inc answers 95.2% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 12.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Student loan" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Unisa, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Unisa, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Unisa, Inc (95.2% timely; 12.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record