CFPB · Narrative-heavy record
Underwood James and Associates LLC
5 CFPB complaints · 40% with narratives · top issue False statements or representation.
Underwood James and Associates LLC: 40% of 5 filings include consumer narratives. Timely 0% · relief 0% · top product Debt collection. Allegations, not findings.
- Narrative-heavy record
- +50% filings 2014 to 2021
CFPB relief outcome brief
CCDB company underwood-james-and-associates-llc
0% relief · 0% timely · 5 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Underwood James and Associates LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Underwood James and Associates LLC complaint mix by product
- Debt collection 2 40.0% – 0% relief
- Student loan 2 40.0% – 0% relief
- Money transfer, 1 20.0% – 0% relief
How Underwood James and Associates LLC's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2 |
| Student loan | 2 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for Underwood James and Associates LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 40% of this company's filings
Underwood James and Associates LLC rising annual filings
Annual filing volume from the CFPB public database
- 2021
- 3
- +50% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 2 |
| MT | 1 |
| NY | 1 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| False statements or representation | 1 |
| Taking/threatening an illegal action | 1 |
| Dealing with your lender or servicer | 1 |
| Struggling to repay your loan | 1 |
| Fraud or scam | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 0% |
| 2021 | 3 | 0% |
Source: CFPB Consumer Complaint Database
Underwood James and Associates LLC's narrative-rich complaint ledger
Underwood James and Associates LLC's 5 logged complaints stay concentrated: only 4 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2021-06-02.
Underwood James and Associates LLC answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Underwood James and Associates LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Underwood James and Associates LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Underwood James and Associates LLC (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record