CFPB · Diversified product mix

Ubs Bank USA

139 CFPB complaints · diversified mix (top product 25.2%) · top issue Account opening, closing, or management.

139 CFPB complaints

Ubs Bank USA: top product "Bank account or service" is only 25.2% of 139 - multi-bucket mix. Timely 97.1% · relief 1.4%. Allegations, not findings.

  • Diversified product mix
  • +100% filings 2012 to 2026

CFPB relief outcome brief

CCDB company ubs-bank-usa

1.4% relief · 97.1% timely · 139 filings · Bank account or service

Nearest relief peer: Scottrade Bank (1% relief)

Ubs Bank USA (this)1.4%Arcon Credit Solutions LLC1.4%CARCO Group, Inc.0%Carvant Financial LLC14.4%Ncsplus Incorporated60.4%
Closed-with-relief % among Ubs Bank USA and nearest filing-volume peers

Ubs Bank USA closes 1.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 139 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

Subscribe (RSS)
Timely response rate 97.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Ubs Bank USA complaint mix by product

Total complaints: 139

Ubs Bank USA complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 139 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Bank account: 35 complaints (26.9%), resolution 0.0% Bank account 26.9% Credit card: 24 complaints (18.5%), resolution 0.0% Credit card 18.5% Mortgage: 24 complaints (18.5%), resolution 4.2% Mortgage 18.5% Checking or: 19 complaints (14.6%), resolution 0.0% Checking or 14.6% Credit card: 15 complaints (11.5%), resolution 6.7% Credit card 11.5% Money transfer,: 9 complaints (6.9%), resolution 0.0% Money transfer, 6.9% Credit reporting,: 4 complaints (3.1%), resolution 0.0%
  • Bank account 35 26.9% 0% relief
  • Credit card 24 18.5% 0% relief
  • Mortgage 24 18.5% 4% relief
  • Checking or 19 14.6% 0% relief
  • Credit card 15 11.5% 7% relief
  • Money transfer, 9 6.9% 0% relief
  • Credit reporting, 4 3.1% 0% relief

How Ubs Bank USA's 139 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Bank account or service 35
Credit card or prepaid card 24
Mortgage 24
Checking or savings account 19
Credit card 15
Money transfer, virtual currency, or money service 9
Credit reporting, credit repair services, or other personal consumer reports 4
Credit reporting or other personal consumer reports 3
Money transfers 2
Debt collection 2
Payday loan, title loan, or personal loan 2

Where Ubs Bank USA complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
12.2% of this company's filings
CA17FL16TX7IL6TN5AZ5MI5NY5

Ubs Bank USA rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+100% vs 2012
051015 20122014201620182020202220242026 6

Top States

State Complaints
CA 17
FL 16
TX 7
IL 6
TN 5
AZ 5
MI 5
NY 5
GA 5
OR 4
CT 4
MA 4
NJ 4
CO 3
OH 3
MD 3
NC 3
VA 3
PR 2
NV 2

Top Issues

Issue Complaints
Account opening, closing, or management 20
Managing an account 14
Deposits and withdrawals 14
Trouble during payment process 10
Problem when making payments 8
Closing your account 7
Problem with a purchase shown on your statement 6
Other features, terms, or problems 6
Incorrect information on your report 4
Loan servicing, payments, escrow account 4
Money was not available when promised 3
Loan modification,collection,foreclosure 3
Opening an account 2
Improper use of your report 2
Other transaction problem 2
Problem with a company's investigation into an existing problem 2
Billing disputes 2
Closing/Cancelling account 2
Application, originator, mortgage broker 2
Advertising and marketing, including promotional offers 2

Yearly Trend

Year Complaints Timely
2012 3 100%
2013 9 100%
2014 14 92.9%
2015 9 100%
2016 13 100%
2017 12 91.7%
2018 14 100%
2019 5 100%
2020 14 85.7%
2021 9 100%
2022 6 100%
2023 6 100%
2024 9 100%
2025 10 100%
2026 6 100%

Source: CFPB Consumer Complaint Database

Ubs Bank USA spreads across product buckets

Ubs Bank USA's 139 logged complaints stay concentrated: only 37 states show a filing. Only 30.9% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2026-06-11.

Ubs Bank USA answers 97.1% of complaints inside the CFPB's tracked window and closes 71.2% with a written explanation. 1.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Bank account or service" draws the most filings, most often for "Account opening, closing, or management."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ubs Bank USA.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Ubs Bank USA: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Ubs Bank USA (97.1% timely; 1.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix