CFPB · Diversified product mix

Carvant Financial LLC

139 CFPB complaints · diversified mix (top product 29.5%) · top issue Incorrect information on your report.

139 CFPB complaints

Carvant Financial LLC: top product "Credit reporting or other personal consumer reports" is only 29.5% of 139 - multi-bucket mix. Timely 95.7% · relief 14.4%. Allegations, not findings.

  • Diversified product mix
  • +1050% filings 2015 to 2026

CFPB relief outcome brief

CCDB company carvant-financial-llc

14.4% relief · 95.7% timely · 139 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Stellantis Financial Services US Corp. (14.5% relief)

Carvant Financial LLC (this)14.4%Arcon Credit Solutions LLC1.4%CARCO Group, Inc.0%Ncsplus Incorporated60.4%Ubs Bank USA1.4%
Closed-with-relief % among Carvant Financial LLC and nearest filing-volume peers

Carvant Financial LLC closes 14.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Carvant Financial LLC's 139 filings include narrative text

43.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 95.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 14.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Carvant Financial LLC complaint mix by product

Total complaints: 139

Carvant Financial LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 139 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 41 complaints (29.5%), resolution 14.6% Credit reporting 29.5% Vehicle loan: 38 complaints (27.3%), resolution 21.1% Vehicle loan 27.3% Credit reporting,: 28 complaints (20.1%), resolution 10.7% Credit reporting, 20.1% Debt collection: 27 complaints (19.4%), resolution 3.7% Debt collection 19.4% Consumer Loan: 4 complaints (2.9%), resolution 50.0% Debt or: 1 complaints (0.7%), resolution 0.0%
  • Credit reporting 41 29.5% 15% relief
  • Vehicle loan 38 27.3% 21% relief
  • Credit reporting, 28 20.1% 11% relief
  • Debt collection 27 19.4% 4% relief
  • Consumer Loan 4 2.9% 50% relief
  • Debt or 1 0.7% 0% relief

How Carvant Financial LLC's 139 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 41
Vehicle loan or lease 38
Credit reporting, credit repair services, or other personal consumer reports 28
Debt collection 27
Consumer Loan 4
Debt or credit management 1

Where Carvant Financial LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
19.4% of this company's filings
NY27FL19PA18MD17CT14NJ9VA8NC6

Carvant Financial LLC rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
23
+1050% vs 2015
010203040 20152016201820192020202120222023202420252026 23

Top States

State Complaints
NY 27
FL 19
PA 18
MD 17
CT 14
NJ 9
VA 8
NC 6
GA 4
DE 4
SC 3
MI 3
TX 2
MA 2
VI 1
TN 1
DC 1

Top Issues

Issue Complaints
Incorrect information on your report 34
Improper use of your report 32
Repossession 14
Attempts to collect debt not owed 9
Problem with a credit reporting company's investigation into an existing problem 8
Managing the loan or lease 7
Took or threatened to take negative or legal action 6
False statements or representation 6
Struggling to pay your loan 5
Problem with a company's investigation into an existing problem 4
Getting a loan or lease 3
Written notification about debt 3
Communication tactics 2
Problems at the end of the loan or lease 2
Charged upfront or unexpected fees 1
Credit monitoring or identity theft protection services 1
Taking out the loan or lease 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2015 2 100%
2016 3 66.7%
2018 4 100%
2019 11 100%
2020 10 100%
2021 13 100%
2022 6 100%
2023 7 100%
2024 23 100%
2025 37 86.5%
2026 23 100%

Source: CFPB Consumer Complaint Database

Carvant Financial LLC spreads across product buckets

Carvant Financial LLC's 139 logged complaints stay concentrated: only 17 states show a filing. 43.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2026-06-26.

Carvant Financial LLC answers 95.7% of complaints inside the CFPB's tracked window and closes 82% with a written explanation. 14.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Carvant Financial LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Carvant Financial LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Carvant Financial LLC (95.7% timely; 14.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix