Carvant Financial LLC
139 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Carvant Financial LLC complaint mix by product
- Credit reporting 41 29.5% – 15% relief
- Vehicle loan 38 27.3% – 21% relief
- Credit reporting, 28 20.1% – 11% relief
- Debt collection 27 19.4% – 4% relief
- Consumer Loan 4 2.9% – 50% relief
- Debt or 1 0.7% – 0% relief
How Carvant Financial LLC's 139 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 41 |
| Vehicle loan or lease | 38 |
| Credit reporting, credit repair services, or other personal consumer reports | 28 |
| Debt collection | 27 |
| Consumer Loan | 4 |
| Debt or credit management | 1 |
Top States
| State | Complaints |
|---|---|
| NY | 27 |
| FL | 19 |
| PA | 18 |
| MD | 17 |
| CT | 14 |
| NJ | 9 |
| VA | 8 |
| NC | 6 |
| GA | 4 |
| DE | 4 |
| SC | 3 |
| MI | 3 |
| TX | 2 |
| MA | 2 |
| VI | 1 |
| TN | 1 |
| DC | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 34 |
| Improper use of your report | 32 |
| Repossession | 14 |
| Attempts to collect debt not owed | 9 |
| Problem with a credit reporting company's investigation into an existing problem | 8 |
| Managing the loan or lease | 7 |
| Took or threatened to take negative or legal action | 6 |
| False statements or representation | 6 |
| Struggling to pay your loan | 5 |
| Problem with a company's investigation into an existing problem | 4 |
| Getting a loan or lease | 3 |
| Written notification about debt | 3 |
| Communication tactics | 2 |
| Problems at the end of the loan or lease | 2 |
| Charged upfront or unexpected fees | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Taking out the loan or lease | 1 |
| Cont'd attempts collect debt not owed | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 2 | 100% |
| 2016 | 3 | 66.7% |
| 2018 | 4 | 100% |
| 2019 | 11 | 100% |
| 2020 | 10 | 100% |
| 2021 | 13 | 100% |
| 2022 | 6 | 100% |
| 2023 | 7 | 100% |
| 2024 | 23 | 100% |
| 2025 | 37 | 86.5% |
| 2026 | 23 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Carvant Financial LLC
Carvant Financial LLC's 139 logged complaints stay concentrated: only 17 states show a filing on record. 43.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2015 through 2026-06-26.
Carvant Financial LLC answers 95.7% of complaints inside the CFPB's tracked window and closes 82% with a written explanation. 14.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Carvant Financial LLC.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Carvant Financial LLC have?
139, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Carvant Financial LLC respond to complaints on time?
95.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Carvant Financial LLC?
"Incorrect information on your report", filed under the "Credit reporting or other personal consumer reports" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.