CFPB · Single-product concentration

Total Recovery Solutions

10 CFPB complaints · 90% in "Debt collection" · top issue Communication tactics.

10 CFPB complaints

Total Recovery Solutions: 90% of 10 CFPB complaints sit in "Debt collection". Timely 50% · relief 10%. Allegations, not findings.

  • Single-product concentration
  • -80% filings 2013 to 2016

CFPB relief outcome brief

CCDB company total-recovery-solutions

10% relief · 50% timely · 10 filings · Debt collection

Nearest relief peer: Komyatte & Casbon, P.C. (10% relief)

Total Recovery Solutions(this)10%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Total Recovery Solutions and nearest filing-volume peers

Total Recovery Solutions closes 10% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Total Recovery Solutions scores strongest on relief provided (47/100 percentile-benchmarked) and weakest on closed with explanation (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

25 /100 grade F

Relief provided

47 / 100 percentile-benchmarked

10% of complaints closed with relief to the consumer

Timely response

12 / 100 percentile-benchmarked

50% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

40% of complaints closed with an explanation to the consumer

Subscribe (RSS)
Timely response rate 50.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Total Recovery Solutions complaint mix by product

Total complaints: 10

Total Recovery Solutions complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 9 complaints (90.0%), resolution 11.1% Debt collection 90.0% Payday loan: 1 complaints (10.0%), resolution 0.0% Payday loan 10.0%
  • Debt collection 9 90.0% – 11% relief
  • Payday loan 1 10.0% – 0% relief

How Total Recovery Solutions's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 9
Payday loan 1

Concentrated filing states for Total Recovery Solutions

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
40% of this company's filings
CA4NY1NV1IL1TX1NJ1AZ1

Total Recovery Solutions falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2016
1
-80% vs 2013
0123456 201320142016 1

Top States

State Complaints
CA 4
NY 1
NV 1
IL 1
TX 1
NJ 1
AZ 1

Top Issues

Issue Complaints
Communication tactics 4
Cont'd attempts collect debt not owed 2
Improper contact or sharing of info 2
Payment to acct not credited 1
Disclosure verification of debt 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 4 0%
2016 1 0%

Source: CFPB Consumer Complaint Database

Total Recovery Solutions filings cluster in one product

Total Recovery Solutions's 10 logged complaints stay concentrated: only 7 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2016-04-19.

Total Recovery Solutions answers 50% of complaints inside the CFPB's tracked window and closes 40% with a written explanation. 10% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Total Recovery Solutions.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Total Recovery Solutions: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Total Recovery Solutions (50% timely; 10% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration