CFPB · Narrative-heavy record

Titanium Funds

52 CFPB complaints · 55.8% with narratives · top issue Incorrect information on your report.

52 CFPB complaints

Titanium Funds: 55.8% of 52 filings include consumer narratives. Timely 92.3% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • +600% filings 2018 to 2026

CFPB relief outcome brief

CCDB company titanium-funds

0% relief · 92.3% timely · 52 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Titanium Funds (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Titanium Funds and nearest filing-volume peers

Titanium Funds closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Titanium Funds scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

51 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

87 / 100 percentile-benchmarked

92.3% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Titanium Funds's 52 filings include narrative text

55.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 92.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Titanium Funds complaint mix by product

Total complaints: 52

Titanium Funds complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 52 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 22 complaints (42.3%), resolution 0.0% Vehicle loan 42.3% Debt collection: 11 complaints (21.2%), resolution 0.0% Debt collection 21.2% Credit reporting: 10 complaints (19.2%), resolution 0.0% Credit reporting 19.2% Credit reporting,: 9 complaints (17.3%), resolution 0.0% Credit reporting, 17.3%
  • Vehicle loan 22 42.3% – 0% relief
  • Debt collection 11 21.2% – 0% relief
  • Credit reporting 10 19.2% – 0% relief
  • Credit reporting, 9 17.3% – 0% relief

How Titanium Funds's 52 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 22
Debt collection 11
Credit reporting or other personal consumer reports 10
Credit reporting, credit repair services, or other personal consumer reports 9

Concentrated filing states for Titanium Funds

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
UT
59.6% of this company's filings
UT31CA9NY3TX3NV2VA1ID1WY1

Titanium Funds rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
7
+600% vs 2018
051015 201820192020202120222023202420252026 7

Top States

State Complaints
UT 31
CA 9
NY 3
TX 3
NV 2
VA 1
ID 1
WY 1
PA 1

Top Issues

Issue Complaints
Incorrect information on your report 12
Repossession 6
Problem with a company's investigation into an existing problem 5
Struggling to pay your loan 4
Confusing or missing disclosures 3
Attempts to collect debt not owed 3
Managing the loan or lease 3
False statements or representation 3
Problems at the end of the loan or lease 2
Improper use of your report 2
Took or threatened to take negative or legal action 2
Credit monitoring or identity theft protection services 1
Getting a loan or lease 1
Unable to get your credit report or credit score 1
Written notification about debt 1
Threatened to contact someone or share information improperly 1
Communication tactics 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2018 1 0%
2019 3 66.7%
2020 3 100%
2021 1 100%
2022 4 100%
2023 13 100%
2024 10 80%
2025 10 100%
2026 7 100%

Source: CFPB Consumer Complaint Database

Titanium Funds's narrative-rich complaint ledger

Titanium Funds's 52 logged complaints stay concentrated: only 9 states show a filing. 55.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-15.

Titanium Funds answers 92.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Titanium Funds.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Titanium Funds: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Titanium Funds (92.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record