CFPB · Single-product concentration

The Collection Connection

29 CFPB complaints · 93.1% in "Debt collection" · top issue Attempts to collect debt not owed.

29 CFPB complaints

The Collection Connection: 93.1% of 29 CFPB complaints sit in "Debt collection". Timely 82.8% · relief 3.4%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2015 to 2022

CFPB relief outcome brief

CCDB company the-collection-connection

3.4% relief · 82.8% timely · 29 filings · Debt collection

Nearest relief peer: Regional Management Corporation (3.4% relief)

The Collection Connection(this)3.4%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among The Collection Connection and nearest filing-volume peers

The Collection Connection closes 3.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

The Collection Connection scores strongest on closed with explanation (87/100 percentile-benchmarked) and weakest on relief provided (16/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

50 /100 grade D

Relief provided

16 / 100 percentile-benchmarked

3.4% of complaints closed with relief to the consumer

Timely response

70 / 100 percentile-benchmarked

82.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

87 / 100 percentile-benchmarked

93.1% of complaints closed with an explanation to the consumer

Most of The Collection Connection's 29 filings include narrative text

41.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 82.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 3.4%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

The Collection Connection complaint mix by product

Total complaints: 29

The Collection Connection complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 29 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 27 complaints (93.1%), resolution 3.7% Debt collection 93.1% Credit reporting,: 2 complaints (6.9%), resolution 0.0% Credit reporting, 6.9%
  • Debt collection 27 93.1% – 4% relief
  • Credit reporting, 2 6.9% – 0% relief

How The Collection Connection's 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 27
Credit reporting, credit repair services, or other personal consumer reports 2

Concentrated filing states for The Collection Connection

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
72.4% of this company's filings
CA21TX2PA2NV2MO1VA1

The Collection Connection falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
4
-33.3% vs 2015
02468 20152016201720182019202020212022 4

Top States

State Complaints
CA 21
TX 2
PA 2
NV 2
MO 1
VA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 10
Cont'd attempts collect debt not owed 7
False statements or representation 4
Disclosure verification of debt 2
Taking/threatening an illegal action 1
Incorrect information on your report 1
Written notification about debt 1
Threatened to contact someone or share information improperly 1
Took or threatened to take negative or legal action 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2015 6 66.7%
2016 6 83.3%
2017 3 100%
2018 1 100%
2019 2 100%
2020 1 100%
2021 6 83.3%
2022 4 75%

Source: CFPB Consumer Complaint Database

The Collection Connection filings cluster in one product

The Collection Connection's 29 logged complaints stay concentrated: only 6 states show a filing. 41.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2022-08-26.

The Collection Connection answers 82.8% of complaints inside the CFPB's tracked window and closes 93.1% with a written explanation. 3.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about The Collection Connection.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for The Collection Connection: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for The Collection Connection (82.8% timely; 3.4% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration