CFPB · Single-product concentration
TDS Financial LLC
13 CFPB complaints · 92.3% in "Debt collection" · top issue Took or threatened to take negative or legal action.
TDS Financial LLC: 92.3% of 13 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.
- Single-product concentration
- -88.9% filings 2021 to 2025
CFPB relief outcome brief
CCDB company tds-financial-llc
0% relief · 0% timely · 13 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
TDS Financial LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of TDS Financial LLC's 13 filings include narrative text
46.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
TDS Financial LLC complaint mix by product
- Debt collection 12 92.3% – 0% relief
- Student loan 1 7.7% – 0% relief
How TDS Financial LLC's 13 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 12 |
| Student loan | 1 |
Where TDS Financial LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 15.4% of this company's filings
TDS Financial LLC falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -88.9% vs 2021
Top States
| State | Complaints |
|---|---|
| VA | 2 |
| PA | 2 |
| TN | 2 |
| TX | 2 |
| CA | 1 |
| AZ | 1 |
| NJ | 1 |
| SC | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 10 |
| Communication tactics | 1 |
| Attempts to collect debt not owed | 1 |
| Dealing with your lender or servicer | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 9 | 0% |
| 2022 | 3 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
TDS Financial LLC filings cluster in one product
TDS Financial LLC's 13 logged complaints stay concentrated: only 9 states show a filing. 46.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-11-26.
TDS Financial LLC answers 0% of complaints inside the CFPB's tracked window and closes 7.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about TDS Financial LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for TDS Financial LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 13.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for TDS Financial LLC (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration