CFPB · Single-product concentration
Taproot Financial, LLC
27 CFPB complaints · 88.9% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.
Taproot Financial, LLC: 88.9% of 27 CFPB complaints sit in "Mortgage". Timely 92.6% · relief 11.1%. Allegations, not findings.
- Single-product concentration
- 0% filings 2024 to 2026
CFPB relief outcome brief
CCDB company taproot-financial-llc
11.1% relief · 92.6% timely · 27 filings · Mortgage
Same-product relief peers
Nearest relief peer: CrossCountry Mortgage LLC (11.2% relief)
Taproot Financial, LLC closes 11.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Taproot Financial, LLC's 27 filings include narrative text
48.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Taproot Financial, LLC complaint mix by product
- Mortgage 24 88.9% – 8% relief
- Credit reporting 3 11.1% – 33% relief
How Taproot Financial, LLC's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 24 |
| Credit reporting or other personal consumer reports | 3 |
Where Taproot Financial, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- NJ
- 14.8% of this company's filings
Taproot Financial, LLC complaints by year
Annual filing volume from the CFPB public database
- 2026
- 6
- 0% vs 2024
Top States
| State | Complaints |
|---|---|
| NJ | 4 |
| NC | 3 |
| IL | 2 |
| FL | 2 |
| WA | 2 |
| MD | 2 |
| VA | 2 |
| TX | 2 |
| NY | 1 |
| IN | 1 |
| PA | 1 |
| MT | 1 |
| MN | 1 |
| MO | 1 |
| CA | 1 |
| GA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Applying for a mortgage or refinancing an existing mortgage | 14 |
| Closing on a mortgage | 5 |
| Trouble during payment process | 4 |
| Improper use of your report | 3 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2024 | 6 | 100% |
| 2025 | 15 | 86.7% |
| 2026 | 6 | 100% |
Source: CFPB Consumer Complaint Database
Taproot Financial, LLC filings cluster in one product
Taproot Financial, LLC's 27 logged complaints stay concentrated: only 16 states show a filing. 48.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-06-02.
Taproot Financial, LLC answers 92.6% of complaints inside the CFPB's tracked window and closes 85.2% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Taproot Financial, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Taproot Financial, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 27.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 92.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Taproot Financial, LLC (92.6% timely; 11.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration