CFPB · Single-product concentration

Straley & Otto, P.A.

4 CFPB complaints · 75% in "Debt collection" · top issue Took or threatened to take negative or legal action.

4 CFPB complaints

Straley & Otto, P.A.: 75% of 4 CFPB complaints sit in "Debt collection". Timely 75% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2016 to 2025

CFPB relief outcome brief

CCDB company straley-otto-p-a

0% relief · 75% timely · 4 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Straley & Otto, P.A. (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Straley & Otto, P.A. and nearest filing-volume peers

Straley & Otto, P.A. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Subscribe (RSS)
Timely response rate 75.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Straley & Otto, P.A. complaint mix by product

Total complaints: 4

Straley & Otto, P.A. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 3 complaints (75.0%), resolution 0.0% Debt collection 75.0% Payday loan,: 1 complaints (25.0%), resolution 0.0% Payday loan, 25.0%
  • Debt collection 3 75.0% 0% relief
  • Payday loan, 1 25.0% 0% relief

How Straley & Otto, P.A.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 3
Payday loan, title loan, or personal loan 1

Straley & Otto, P.A. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2016
1 2016202220242025 1

Top States

State Complaints
FL 4

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 2
False statements or representation 1
Problem when making payments 1

Yearly Trend

Year Complaints Timely
2016 1 0%
2022 1 100%
2024 1 100%
2025 1 100%

Source: CFPB Consumer Complaint Database

Straley & Otto, P.A. filings cluster in one product

Straley & Otto, P.A.'s 4 logged complaints stay concentrated: only 1 state shows a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2016 through 2025-09-30.

Straley & Otto, P.A. answers 75% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Straley & Otto, P.A..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Straley & Otto, P.A.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Straley & Otto, P.A. (75% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration