CFPB · Single-product concentration
Stephen Einstein & Associates, P.C.
55 CFPB complaints · 98.2% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Stephen Einstein & Associates, P.C.: 98.2% of 55 CFPB complaints sit in "Debt collection". Timely 83.6% · relief 1.8%. Allegations, not findings.
- Single-product concentration
- -50% filings 2014 to 2024
CFPB relief outcome brief
CCDB company stephen-einstein-associates-p-c
1.8% relief · 83.6% timely · 55 filings · Debt collection
Same-product relief peers
Nearest relief peer: Consumer Adjustment Company Incorporated (1.8% relief)
Stephen Einstein & Associates, P.C. closes 1.8% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 55 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Stephen Einstein & Associates, P.C. complaint mix by product
- Debt collection 54 98.2% – 2% relief
- Consumer Loan 1 1.8% – 0% relief
How Stephen Einstein & Associates, P.C.'s 55 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 54 |
| Consumer Loan | 1 |
Concentrated filing states for Stephen Einstein & Associates, P.C.
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 81.8% of this company's filings
Stephen Einstein & Associates, P.C. falling annual filings
Annual filing volume from the CFPB public database
- 2024
- 2
- -50% vs 2014
Top States
| State | Complaints |
|---|---|
| NY | 45 |
| NJ | 7 |
| NV | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 12 |
| Written notification about debt | 8 |
| Disclosure verification of debt | 7 |
| Cont'd attempts collect debt not owed | 7 |
| Attempts to collect debt not owed | 7 |
| Communication tactics | 4 |
| False statements or representation | 4 |
| Taking/threatening an illegal action | 3 |
| Improper contact or sharing of info | 1 |
| Problems when you are unable to pay | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 75% |
| 2015 | 5 | 40% |
| 2016 | 10 | 70% |
| 2017 | 9 | 100% |
| 2018 | 8 | 100% |
| 2019 | 6 | 100% |
| 2020 | 5 | 100% |
| 2021 | 5 | 100% |
| 2022 | 1 | 100% |
| 2024 | 2 | 0% |
Source: CFPB Consumer Complaint Database
Stephen Einstein & Associates, P.C. filings cluster in one product
Stephen Einstein & Associates, P.C.'s 55 logged complaints stay concentrated: only 3 states show a filing. Only 32.7% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2024-06-14.
Stephen Einstein & Associates, P.C. answers 83.6% of complaints inside the CFPB's tracked window and closes 94.5% with a written explanation. 1.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Stephen Einstein & Associates, P.C..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Stephen Einstein & Associates, P.C.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 55.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 83.6%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Stephen Einstein & Associates, P.C. (83.6% timely; 1.8% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration