CFPB · Single-product concentration
Sprechman & Associates, P.A.
36 CFPB complaints · 91.7% in "Debt collection" · top issue Took or threatened to take negative or legal action.
Sprechman & Associates, P.A.: 91.7% of 36 CFPB complaints sit in "Debt collection". Timely 94.4% · relief 0%. Allegations, not findings.
- Single-product concentration
- +350% filings 2013 to 2025
CFPB relief outcome brief
CCDB company sprechman-associates-p-a
0% relief · 94.4% timely · 36 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Sprechman & Associates, P.A. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Sprechman & Associates, P.A. scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
90 / 100 percentile-benchmarked
94.4% of complaints answered inside the CFPB 15-day window
Closed with explanation
100 / 100 percentile-benchmarked
100% of complaints closed with an explanation to the consumer
Most of Sprechman & Associates, P.A.'s 36 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Sprechman & Associates, P.A. complaint mix by product
- Debt collection 33 91.7% – 0% relief
- Mortgage 1 2.8% – 0% relief
- Vehicle loan 1 2.8% – 0% relief
- Money transfer, 1 2.8% – 0% relief
How Sprechman & Associates, P.A.'s 36 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 33 |
| Mortgage | 1 |
| Vehicle loan or lease | 1 |
| Money transfer, virtual currency, or money service | 1 |
Concentrated filing states for Sprechman & Associates, P.A.
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 88.9% of this company's filings
Sprechman & Associates, P.A. rising annual filings
Annual filing volume from the CFPB public database
- 2025
- 9
- +350% vs 2013
Top States
| State | Complaints |
|---|---|
| FL | 32 |
| WI | 2 |
| NJ | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 8 |
| False statements or representation | 7 |
| Attempts to collect debt not owed | 5 |
| Taking/threatening an illegal action | 5 |
| Cont'd attempts collect debt not owed | 5 |
| Threatened to contact someone or share information improperly | 1 |
| Loan modification,collection,foreclosure | 1 |
| Communication tactics | 1 |
| Struggling to pay your loan | 1 |
| Fraud or scam | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 5 | 80% |
| 2015 | 1 | 0% |
| 2016 | 6 | 100% |
| 2017 | 1 | 100% |
| 2019 | 1 | 100% |
| 2020 | 3 | 100% |
| 2021 | 1 | 100% |
| 2022 | 3 | 100% |
| 2023 | 2 | 100% |
| 2024 | 2 | 100% |
| 2025 | 9 | 100% |
Source: CFPB Consumer Complaint Database
Sprechman & Associates, P.A. filings cluster in one product
Sprechman & Associates, P.A.'s 36 logged complaints stay concentrated: only 4 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-12-16.
Sprechman & Associates, P.A. answers 94.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sprechman & Associates, P.A..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Sprechman & Associates, P.A.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 36.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Sprechman & Associates, P.A. (94.4% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration